1 00:00:00,417 --> 00:00:02,083 Well, howdy Mars Hill. 2 00:00:02,167 --> 00:00:05,583 We today start a 3-week-series in Luke 12, 3 00:00:05,667 --> 00:00:08,583 where Jesus deals with the issues of money and wealth 4 00:00:08,667 --> 00:00:10,917 and possessions and worship. 5 00:00:11,000 --> 00:00:13,667 And so I brought along my good friend Pastor Jamie Munson, 6 00:00:13,750 --> 00:00:15,583 who runs everything administratively 7 00:00:15,667 --> 00:00:18,125 and organizationally here at Mars Hill, to share with you 8 00:00:18,208 --> 00:00:20,667 a resource that he's put together and a free gift 9 00:00:20,750 --> 00:00:22,917 that he's given to you and how this'll work 10 00:00:23,000 --> 00:00:24,333 through your community groups 11 00:00:24,417 --> 00:00:28,083 and help set up what we like to finish every year with, 12 00:00:28,167 --> 00:00:30,750 that is something called the Generous Campaign, so-- 13 00:00:30,833 --> 00:00:32,333 That's good. Thank you, Pastor Mark. 14 00:00:32,417 --> 00:00:34,583 You all got this on your way in? 15 00:00:34,667 --> 00:00:35,958 Yeah? Good, good. 16 00:00:36,042 --> 00:00:37,708 I'm really excited to roll this out. 17 00:00:37,792 --> 00:00:40,417 It's been a collection of thoughts over the years as I've 18 00:00:40,500 --> 00:00:42,917 studied the concept of money, looked at it biblically, 19 00:00:43,000 --> 00:00:44,500 looked at it practically. 20 00:00:44,583 --> 00:00:47,458 I wanted to get you a tool that helps define what Scripture 21 00:00:47,542 --> 00:00:50,458 says, how we're to treat our money, how we're to spend it, 22 00:00:50,542 --> 00:00:53,625 how we're to earn it, how we're to live on mission with it. 23 00:00:53,708 --> 00:00:55,625 But I also wanted it to be practical, 24 00:00:55,708 --> 00:00:58,125 as money is such a practical topic that we deal 25 00:00:58,208 --> 00:00:59,542 with on a daily basis. 26 00:00:59,625 --> 00:01:01,000 And so this is yours. 27 00:01:01,083 --> 00:01:03,750 We're going to be going through this the next couple weeks 28 00:01:03,833 --> 00:01:05,125 as Pastor Mark said. 29 00:01:05,208 --> 00:01:07,875 The big idea is that money can either be your god 30 00:01:07,958 --> 00:01:10,083 or you can use it to worship your God. 31 00:01:10,167 --> 00:01:11,583 For me, money was my god. 32 00:01:11,667 --> 00:01:14,333 I got my first credit card at the age of 18. 33 00:01:14,417 --> 00:01:17,333 I got my credit card and it took me exactly 1 hour 34 00:01:17,417 --> 00:01:19,167 to max it out completely. One hour. 35 00:01:19,250 --> 00:01:21,958 Turned 18, got it in the mail, called up, I activated. 36 00:01:22,042 --> 00:01:24,458 Within an hour, I was at the stereo store getting 37 00:01:24,542 --> 00:01:26,792 a ten-disc CD changer put in my truck. 38 00:01:26,875 --> 00:01:29,083 The stereo was probably worth more than the truck 39 00:01:29,167 --> 00:01:30,500 at that time. 40 00:01:30,583 --> 00:01:33,333 Had it, a week later it gets stolen. 41 00:01:33,417 --> 00:01:35,417 I was so bummed. I was depressed. 42 00:01:35,500 --> 00:01:36,833 I lost my stereo. 43 00:01:36,917 --> 00:01:39,333 And then about a month later, the bill actually comes 44 00:01:39,417 --> 00:01:41,125 in the mail and I was floored. 45 00:01:41,208 --> 00:01:42,583 I didn't know what this was. 46 00:01:42,667 --> 00:01:44,292 My family called them free money cards. 47 00:01:44,375 --> 00:01:46,000 That was what I thought it was. 48 00:01:46,083 --> 00:01:48,667 You just give this cute little plastic card to a person 49 00:01:48,750 --> 00:01:51,333 and you get your goods in return and that was it. 50 00:01:51,417 --> 00:01:53,083 It was magical. I was so stoked. 51 00:01:53,167 --> 00:01:56,583 And then I get the bill and I'm bummed that I'm paying off some 52 00:01:56,667 --> 00:01:59,750 stereo that some thug has who has stolen it out of my car. 53 00:01:59,833 --> 00:02:01,208 Totally bummed. 54 00:02:01,292 --> 00:02:04,583 But I met Jesus at the age of 19 and God changed my heart. 55 00:02:04,667 --> 00:02:07,083 My money was no longer god, but it was him 56 00:02:07,167 --> 00:02:09,500 and so I started to learn and study and grow. 57 00:02:09,583 --> 00:02:12,125 How do we use the resources that he has given us? 58 00:02:12,208 --> 00:02:14,750 How do we use them to worship him, to love him, 59 00:02:14,833 --> 00:02:17,667 to serve other people, and to be a part of the church 60 00:02:17,750 --> 00:02:19,083 and be on mission? 61 00:02:19,167 --> 00:02:21,083 So that's the big idea of the book. 62 00:02:21,167 --> 00:02:23,083 Real excited for you to go through it. 63 00:02:23,167 --> 00:02:25,583 A couple weeks again, as we study through Luke 12, 64 00:02:25,667 --> 00:02:28,000 in God's providence the timing was perfect with these sermons 65 00:02:28,083 --> 00:02:29,417 to roll it out. 66 00:02:29,500 --> 00:02:32,542 And I'm really hoping it's a good resource for us as a church 67 00:02:32,625 --> 00:02:35,208 and all of us can be on mission with our money. 68 00:02:35,292 --> 00:02:37,625 So grab some, go through it with your community group, 69 00:02:37,708 --> 00:02:39,583 go through it with your friends, your family. 70 00:02:39,667 --> 00:02:41,750 We'll have them available at some point on Amazon.com. 71 00:02:41,833 --> 00:02:43,458 You can get them and order them 72 00:02:43,542 --> 00:02:45,208 for people that aren't in the area. 73 00:02:45,292 --> 00:02:47,125 But do take a bunch, give them away. 74 00:02:47,208 --> 00:02:49,083 We're excited to give that as a gift. 75 00:02:49,167 --> 00:02:52,250 Actually, it was paid for by a number of members in the church. 76 00:02:52,333 --> 00:02:54,417 So a generous gift by a bunch of members 77 00:02:54,500 --> 00:02:55,958 that wanted to bless you all. 78 00:02:56,042 --> 00:02:57,708 I'm not taking any profit or royalties 79 00:02:57,792 --> 00:02:59,208 or any income from the book. 80 00:02:59,292 --> 00:03:01,917 It's all just a gift. So I hope you enjoy it. 81 00:03:02,000 --> 00:03:03,375 I hope it's helpful for you. 82 00:03:03,458 --> 00:03:05,292 I hope it draws you closer to Jesus. 83 00:03:05,375 --> 00:03:07,250 A couple other things I wanted to hit, 84 00:03:07,333 --> 00:03:10,833 part of my job at Mars Hill is to make sure all of our money, 85 00:03:10,917 --> 00:03:13,500 all of our resources that we have collectively as a church, 86 00:03:13,583 --> 00:03:15,417 that we're stewarding them as effectively as possible, 87 00:03:15,500 --> 00:03:17,583 that we're getting the most return on our investment 88 00:03:17,667 --> 00:03:19,542 in terms of gospel fruit, people meeting Jesus, 89 00:03:19,625 --> 00:03:21,542 our mission of making disciples and planting churches 90 00:03:21,625 --> 00:03:22,917 is going forward. 91 00:03:23,000 --> 00:03:25,583 A couple of things in how that works at Mars Hill. 92 00:03:25,667 --> 00:03:28,000 We have nine campuses, but we have one family budget. 93 00:03:28,083 --> 00:03:30,417 That means all of us are giving and we're sharing 94 00:03:30,500 --> 00:03:32,583 a lot of resources across all of our campus. 95 00:03:32,667 --> 00:03:34,500 One of those is Pastor Mark's preaching, technology, 96 00:03:34,583 --> 00:03:37,167 a lot of our back-end services, things that we don't want 97 00:03:37,250 --> 00:03:38,625 the campuses to have to repeat 98 00:03:38,708 --> 00:03:40,792 because it's just a waste of money and time. 99 00:03:40,875 --> 00:03:42,750 We want them to focus on their mission, 100 00:03:42,833 --> 00:03:45,625 and so we share a lot of these resources across the church. 101 00:03:45,708 --> 00:03:47,333 But then each campus is also self-sufficient. 102 00:03:47,417 --> 00:03:50,250 We want them to meet their own needs, pay their own bills. 103 00:03:50,333 --> 00:03:52,250 That includes their facilities, their programs, their staff, 104 00:03:52,333 --> 00:03:54,167 the mission locally that God's called them to. 105 00:03:54,250 --> 00:03:56,583 So it's this beautiful thing that we get to share 106 00:03:56,667 --> 00:03:59,083 the resources as one big church but then each campus 107 00:03:59,167 --> 00:04:00,583 also has its local mission. 108 00:04:00,667 --> 00:04:03,958 How it works is about 50% of the budget goes to the global things 109 00:04:04,042 --> 00:04:06,125 and 50% of them go to the local campuses. 110 00:04:06,208 --> 00:04:08,333 It's a good partnership as we're in this together, 111 00:04:08,417 --> 00:04:10,792 trying to see as many people meet Jesus as possible. 112 00:04:10,875 --> 00:04:12,208 A couple of other things. 113 00:04:12,292 --> 00:04:14,375 We have a professional--a couple professional CPA's on staff, 114 00:04:14,458 --> 00:04:16,208 a couple of MBA's on staff. 115 00:04:16,292 --> 00:04:20,292 We want to have a very competent financial staff 116 00:04:20,375 --> 00:04:22,542 so that all of our money is spent well 117 00:04:22,625 --> 00:04:24,500 and we have good professionals looking at it. 118 00:04:24,583 --> 00:04:27,458 In addition, we have two outside CPA firms that do reviews 119 00:04:27,542 --> 00:04:29,250 and audits of our books. 120 00:04:29,333 --> 00:04:31,667 So every year we submit ourselves to an annual audit 121 00:04:31,750 --> 00:04:34,083 where an outside firm comes in and looks at how 122 00:04:34,167 --> 00:04:36,333 we're spending our money, what we're doing with it. 123 00:04:36,417 --> 00:04:37,792 Is there fraud? Is there abuse? 124 00:04:37,875 --> 00:04:39,250 Is there any of those systems? 125 00:04:39,333 --> 00:04:42,208 And up until this point, I'm happy to report that every time 126 00:04:42,292 --> 00:04:44,625 we've done that we've had a perfect mark with it. 127 00:04:44,708 --> 00:04:46,375 And so God's been gracious to us. 128 00:04:46,458 --> 00:04:48,833 And we're trying to do as much as we can 129 00:04:48,917 --> 00:04:50,250 to steward the resources wisely. 130 00:04:50,333 --> 00:04:52,625 Included in that is we put together an annual report. 131 00:04:52,708 --> 00:04:55,292 If you've been around for a few years you've seen this. 132 00:04:55,375 --> 00:04:57,458 We try and give away as much financial information 133 00:04:57,542 --> 00:04:59,417 as possible because we have nothing to hide. 134 00:04:59,500 --> 00:05:01,167 Again, we're not perfect as a church, 135 00:05:01,250 --> 00:05:04,083 but we want to walk above reproach and give you a snapshot 136 00:05:04,167 --> 00:05:06,250 into how we're stewarding those resources. 137 00:05:06,333 --> 00:05:08,042 That'll be out in January. 138 00:05:08,125 --> 00:05:11,250 As you know, 2010, 2009, we've been in the middle of this 139 00:05:11,333 --> 00:05:14,958 economic recession that people are calling it. 140 00:05:15,042 --> 00:05:19,292 We've scaled back significantly as a church. 141 00:05:19,375 --> 00:05:22,583 We wanted to be really wise and not live outside of our means, 142 00:05:22,667 --> 00:05:24,208 but live within our means. 143 00:05:24,292 --> 00:05:27,417 That includes laying off a bunch of staff over this last year, 144 00:05:27,500 --> 00:05:31,167 tough cuts that we've had to make so that we're appropriate, 145 00:05:31,250 --> 00:05:33,917 we're wise with the money, and not stretching ourselves 146 00:05:34,000 --> 00:05:35,583 and not running ourselves into debt. 147 00:05:35,667 --> 00:05:38,250 A bunch of the senior leaders as well have foregone raises 148 00:05:38,333 --> 00:05:39,750 over the last couple of years. 149 00:05:39,833 --> 00:05:42,750 We just want to do as much as we can to, again, 150 00:05:42,833 --> 00:05:46,250 steward the resources wisely and not get out ahead of where God 151 00:05:46,333 --> 00:05:49,625 is at and the resources we have, which means we head into the end 152 00:05:49,708 --> 00:05:52,083 of the year and we're teeing up our Generous Campaign. 153 00:05:52,167 --> 00:05:53,875 We need to finish the year strong. 154 00:05:53,958 --> 00:05:56,250 There's a ton of opportunities that God has given us 155 00:05:56,333 --> 00:05:57,667 to plant campuses. 156 00:05:57,750 --> 00:06:00,125 Mark's going to talk about that vision a little bit 157 00:06:00,208 --> 00:06:01,833 later in the sermon. Lots of things. 158 00:06:01,917 --> 00:06:04,250 Lots of opportunities that God has given us to preach 159 00:06:04,333 --> 00:06:06,000 the gospel and see people meet Jesus. 160 00:06:06,083 --> 00:06:09,625 So as you go into the year-end, we ask you to continue to give 161 00:06:09,708 --> 00:06:12,292 regularly, give faithfully, and then consider how to give a gift 162 00:06:12,375 --> 00:06:14,875 above and beyond so that we can reach a goal. 163 00:06:14,958 --> 00:06:17,208 Our hope would be to see a million dollars 164 00:06:17,292 --> 00:06:20,292 over our normal budget come in in the end of this year, 165 00:06:20,375 --> 00:06:22,750 so as we plan to launch campuses in different areas, 166 00:06:22,833 --> 00:06:24,667 as we plan to shore up some ministries, 167 00:06:24,750 --> 00:06:28,375 we could do so in such a way that opens the door 168 00:06:28,458 --> 00:06:29,833 for more people to meet Jesus. 169 00:06:29,917 --> 00:06:32,333 So that's what we're about, that's what our money's about, 170 00:06:32,417 --> 00:06:33,833 that's what the book is about. 171 00:06:33,917 --> 00:06:37,000 I do hope it's helpful for you. Excited to roll it out there. 172 00:06:37,083 --> 00:06:38,500 Send us feedback, be in prayer, 173 00:06:38,583 --> 00:06:41,167 discuss it in your community groups, and that's it. 174 00:06:41,250 --> 00:06:42,583 Cool. Thank you buddy. 175 00:06:42,667 --> 00:06:44,125 Love you man, I appreciate you. 176 00:06:44,208 --> 00:06:46,292 My good friend Pastor Jamie. 177 00:06:46,375 --> 00:06:48,125 [applauding] 178 00:06:48,208 --> 00:06:50,542 We're just going through Luke's gospel 179 00:06:50,625 --> 00:06:53,583 and in the providence of God Jesus is talking about money 180 00:06:53,667 --> 00:06:56,083 as we look at the parable of the rich fool 181 00:06:56,167 --> 00:06:57,500 in Luke 12:13-21, 182 00:06:57,583 --> 00:07:01,250 so open your Bible or your app and we'll study it together. 183 00:07:01,333 --> 00:07:02,625 I'll pray. 184 00:07:02,708 --> 00:07:06,750 Father God, I do thank you that you speak in the Scriptures 185 00:07:06,833 --> 00:07:10,750 about the practical stuff of life like money, 186 00:07:10,833 --> 00:07:12,292 wealth, and possessions. 187 00:07:12,375 --> 00:07:16,583 And God, we sometimes gravitate toward subjects that we find 188 00:07:16,667 --> 00:07:20,208 most interesting, most fascinating, but God, 189 00:07:20,292 --> 00:07:23,208 you continually bring us back to certain issues that perhaps 190 00:07:23,292 --> 00:07:25,875 we don't want to look at but those are the ones 191 00:07:25,958 --> 00:07:27,583 we need to look at most fervently. 192 00:07:27,667 --> 00:07:29,458 So help me to teach well. 193 00:07:29,542 --> 00:07:31,125 Help us to learn well. 194 00:07:31,208 --> 00:07:34,542 And Lord Jesus, it is our prayer by the power of the Holy Spirit 195 00:07:34,625 --> 00:07:36,542 that we would worship you with our wealth 196 00:07:36,625 --> 00:07:38,458 and that we would not worship our wealth. 197 00:07:38,542 --> 00:07:40,000 Amen. 198 00:07:40,083 --> 00:07:43,875 In the 3-week miniseries here in the middle of Luke, 199 00:07:43,958 --> 00:07:47,333 we're going to look at Jesus' teaching about money. 200 00:07:47,417 --> 00:07:49,375 And some of you may ask, "Why now?" 201 00:07:49,458 --> 00:07:51,750 Well, first of all, not everyone is struggling financially. 202 00:07:51,833 --> 00:07:53,625 Some people are doing well. 203 00:07:53,708 --> 00:07:55,208 Secondly, some people are struggling, 204 00:07:55,292 --> 00:07:57,417 but it's because of foolishness. 205 00:07:57,500 --> 00:07:59,917 And perhaps what you don't need is more wealth. 206 00:08:00,042 --> 00:08:01,708 Instead, you need more wisdom. 207 00:08:01,792 --> 00:08:04,625 If it was foolishness who got you, 208 00:08:04,708 --> 00:08:09,792 or if it is rather foolishness that aided you in your debt, 209 00:08:09,875 --> 00:08:13,500 your struggles, your poverty, just getting more money without 210 00:08:13,583 --> 00:08:15,417 more wisdom won't cure your problem 211 00:08:15,500 --> 00:08:17,833 because you'll continue the same errors. 212 00:08:17,917 --> 00:08:20,083 And so it's a good time while we're humble, 213 00:08:20,167 --> 00:08:22,250 it's a good time while we're in a recession, 214 00:08:22,333 --> 00:08:25,333 it's a good time when many are struggling to gain wisdom 215 00:08:25,417 --> 00:08:29,667 and how to learn to live humbly, contentedly, within our means, 216 00:08:29,750 --> 00:08:33,125 so that if and when there is an economic turnaround we don't 217 00:08:33,208 --> 00:08:36,458 conduct ourselves the way we did in the years preceding 218 00:08:36,542 --> 00:08:39,042 the pain point that we find ourselves in. 219 00:08:39,125 --> 00:08:41,417 And so when I talk about money and wealth, 220 00:08:41,500 --> 00:08:43,583 I'm doing so in an aggregate and collective way. 221 00:08:43,667 --> 00:08:46,125 I'm talking about your credit cards, your debit cards. 222 00:08:46,208 --> 00:08:47,750 I'm talking about your cash. 223 00:08:47,833 --> 00:08:50,250 I'm talking about your job, your income, your inheritance, 224 00:08:50,333 --> 00:08:54,458 your housing, your vehicle, all of your stuff. 225 00:08:54,542 --> 00:08:59,292 Your collective wealth is what I'm referring to. 226 00:08:59,375 --> 00:09:01,917 And this is a big mega theme of the Bible, 227 00:09:02,000 --> 00:09:03,875 this issue of wealth and possessions. 228 00:09:03,958 --> 00:09:05,583 The Old and New Testament combined 229 00:09:05,667 --> 00:09:08,125 have about 800 passages on wealth. 230 00:09:08,208 --> 00:09:11,417 This includes saving, spending, investing, tithing, 231 00:09:11,500 --> 00:09:14,625 running a business, running a family budget. 232 00:09:14,708 --> 00:09:16,917 Jesus speaks of wealth a lot as well. 233 00:09:17,000 --> 00:09:20,125 About 25% of the time, he is teaching about money, 234 00:09:20,208 --> 00:09:22,167 wealth, and possessions. 235 00:09:22,250 --> 00:09:24,792 That includes this section of Luke. 236 00:09:24,875 --> 00:09:28,458 And as we examine the Bible, we see that the Bible treats wealth 237 00:09:28,542 --> 00:09:31,250 and possessions differently than our culture does, 238 00:09:31,333 --> 00:09:33,417 in a couple of ways. 239 00:09:33,500 --> 00:09:36,417 Number one, the Bible is going to deal with our heart and 240 00:09:36,500 --> 00:09:40,583 our spending and our motives, whereas in the culture it tends 241 00:09:40,667 --> 00:09:43,125 to be less about personal accountability 242 00:09:43,208 --> 00:09:46,000 and more about shifting of blame. 243 00:09:46,083 --> 00:09:49,167 So right now we're in an economic downturn and if you 244 00:09:49,250 --> 00:09:52,458 listen to the chatter and banter in the culture, 245 00:09:52,542 --> 00:09:55,417 the rich will blame the poor, the poor will blame the rich. 246 00:09:55,500 --> 00:09:58,208 The rich will say, "Well, the poor are killing us because 247 00:09:58,292 --> 00:10:01,333 "they're all fat and obese and they all want free health care 248 00:10:01,417 --> 00:10:03,458 "and they're just taking all of our money 249 00:10:03,542 --> 00:10:05,083 so we can't run our businesses." 250 00:10:05,167 --> 00:10:08,083 And the poor will say, "Well, you rich, you rip us off. 251 00:10:08,167 --> 00:10:09,500 It's corporate fraud and greed." 252 00:10:09,583 --> 00:10:11,500 The problem is the rich and the poor. 253 00:10:11,583 --> 00:10:14,667 And every election year we also get the added bonus of the fact 254 00:10:14,750 --> 00:10:18,250 that the problem is either the Democrats or the Republicans. 255 00:10:18,333 --> 00:10:20,583 And sometimes we all come together and say, 256 00:10:20,667 --> 00:10:22,375 "No, it's the terrorists." 257 00:10:22,458 --> 00:10:24,792 That's how we all unify, "It's the terrorists. 258 00:10:24,875 --> 00:10:26,542 "That's why we're having economic troubles. 259 00:10:26,625 --> 00:10:28,042 It's the terrorists." 260 00:10:28,125 --> 00:10:30,292 Well, as far I can tell, it's the responsibility 261 00:10:30,375 --> 00:10:33,583 of the rich and the poor and the Republicans and the Democrats 262 00:10:33,667 --> 00:10:35,375 and the Americans and the terrorists. 263 00:10:35,458 --> 00:10:36,833 That's the problem. 264 00:10:36,917 --> 00:10:38,542 Pretty much everybody. 265 00:10:38,625 --> 00:10:40,958 And the Bible brings us to look at ourselves, 266 00:10:41,042 --> 00:10:44,500 not just blame everyone else, but look at our own sin and 267 00:10:44,583 --> 00:10:48,583 folly and rebellion in regards to finances and wealth. 268 00:10:48,667 --> 00:10:51,958 Additionally, what happens then when the issue is reduced 269 00:10:52,042 --> 00:10:57,042 to riches and poverty, we end up with prosperity theology 270 00:10:57,125 --> 00:10:59,208 and poverty theology. 271 00:10:59,292 --> 00:11:02,250 Prosperity theology will take a few verses from the Bible 272 00:11:02,333 --> 00:11:04,750 and say, "If you love God you should be rich." 273 00:11:04,833 --> 00:11:07,292 And poverty theology will take other verses from the Bible 274 00:11:07,375 --> 00:11:10,042 and say, "If you love God you should be poor." 275 00:11:10,125 --> 00:11:12,458 And then there's even a fighting over whether or not 276 00:11:12,542 --> 00:11:14,583 God wants us to be rich or poor. 277 00:11:14,667 --> 00:11:16,833 That is thinking in a way that is worldly, 278 00:11:16,917 --> 00:11:18,583 not in a way that is wise. 279 00:11:18,667 --> 00:11:21,750 The Bible actually gives us four categories in regards 280 00:11:21,833 --> 00:11:24,792 to riches, wealth, and possessions. 281 00:11:24,875 --> 00:11:27,125 We'll investigate each of them over the course 282 00:11:27,208 --> 00:11:28,583 of this three weeks. 283 00:11:28,667 --> 00:11:32,542 This week we will look at the righteous and unrighteous rich. 284 00:11:32,625 --> 00:11:35,083 And here are actually the four categories in your Bible 285 00:11:35,167 --> 00:11:36,542 when it comes to wealth. 286 00:11:36,625 --> 00:11:39,750 There are the righteous rich, meaning the way they obtain 287 00:11:39,833 --> 00:11:42,250 their wealth is righteous. 288 00:11:42,333 --> 00:11:43,750 They work hard. 289 00:11:43,833 --> 00:11:45,208 They invest smart. 290 00:11:45,292 --> 00:11:48,125 God blesses them and things go well. 291 00:11:48,208 --> 00:11:51,917 Additionally, what they do with their riches is righteous. 292 00:11:52,000 --> 00:11:53,583 They give to God. 293 00:11:53,667 --> 00:11:54,958 They give to the poor. 294 00:11:55,042 --> 00:11:57,458 They take care of their family. They pay their bills. 295 00:11:57,542 --> 00:11:58,958 If you run a company, 296 00:11:59,042 --> 00:12:01,042 this is taking good care of your employees. 297 00:12:01,125 --> 00:12:02,792 You can be righteous and rich. 298 00:12:02,875 --> 00:12:05,250 Additionally, you can be unrighteous and rich. 299 00:12:05,333 --> 00:12:08,750 You can get your money in a way that is very dishonoring to God. 300 00:12:08,833 --> 00:12:10,583 Ripping people off, being crooked, 301 00:12:10,667 --> 00:12:14,333 conducting yourself in unacceptable business practices, 302 00:12:14,417 --> 00:12:17,333 and/or getting your money and then hoarding it, 303 00:12:17,417 --> 00:12:20,250 keeping it all to yourself, spending it frivolously, 304 00:12:20,333 --> 00:12:22,417 not giving to God, not helping the poor, 305 00:12:22,500 --> 00:12:24,583 being very, very, very selfish. 306 00:12:24,667 --> 00:12:27,917 Who we will examine today is a man who is a called 307 00:12:28,000 --> 00:12:30,833 a rich fool and he would fit under the category 308 00:12:30,917 --> 00:12:33,375 of the unrighteous and rich. 309 00:12:33,458 --> 00:12:35,083 Number three, there are also people 310 00:12:35,167 --> 00:12:36,750 who are both righteous and poor. 311 00:12:36,833 --> 00:12:39,583 The way they get their money is through honest means, 312 00:12:39,667 --> 00:12:41,583 but they don't have very much. 313 00:12:41,667 --> 00:12:43,167 They're just poor. 314 00:12:43,250 --> 00:12:44,625 They're just poor. 315 00:12:44,708 --> 00:12:48,958 And the way they steward their resources is righteous. 316 00:12:49,042 --> 00:12:51,417 They give to God. They give to others in need. 317 00:12:51,500 --> 00:12:52,833 They pay their bills. 318 00:12:52,917 --> 00:12:54,250 They're generous with their family. 319 00:12:54,333 --> 00:12:57,417 They don't have much, but what they do have they tend to be 320 00:12:57,500 --> 00:12:58,792 very gracious and godly with. 321 00:12:58,875 --> 00:13:01,875 There's going to be a woman in the Bible who's a widow 322 00:13:01,958 --> 00:13:04,375 and she doesn't have much, but she gives very generously 323 00:13:04,458 --> 00:13:05,875 to the cause of the gospel. 324 00:13:05,958 --> 00:13:09,417 Well, Jesus says that she's an exceedingly righteous woman 325 00:13:09,500 --> 00:13:12,042 in the way she conducts herself. 326 00:13:12,125 --> 00:13:15,750 Additionally, there are people who are unrighteous and poor. 327 00:13:15,833 --> 00:13:17,417 They don't work hard. 328 00:13:17,500 --> 00:13:18,875 They don't work smart. 329 00:13:18,958 --> 00:13:20,542 They don't invest. They don't save. 330 00:13:20,625 --> 00:13:21,958 They don't have retirement. 331 00:13:22,042 --> 00:13:23,417 They don't have life insurance. 332 00:13:23,500 --> 00:13:25,000 They're not really thinking about it. 333 00:13:25,083 --> 00:13:26,458 They're just kind of frivolous 334 00:13:26,542 --> 00:13:28,333 and they don't conduct themselves very well. 335 00:13:28,417 --> 00:13:30,292 And if and when they do get money, 336 00:13:30,375 --> 00:13:32,625 they don't really change insofar as wisdom is concerned. 337 00:13:32,708 --> 00:13:35,958 They just use it to pay off their credit card debt and then 338 00:13:36,042 --> 00:13:38,458 go right back to the way they were living before. 339 00:13:38,542 --> 00:13:40,208 And they're in a cycle of folly. 340 00:13:40,292 --> 00:13:43,250 And what can happen is if you only think in worldly categories 341 00:13:43,333 --> 00:13:46,417 and not theological categories, you could think in terms of rich 342 00:13:46,500 --> 00:13:49,333 and poor and it's not that easy, because there are poor people 343 00:13:49,417 --> 00:13:51,375 who are unrighteous. 344 00:13:51,458 --> 00:13:53,167 There are poor people who are unrighteous. 345 00:13:53,250 --> 00:13:55,417 Proverbs talks a lot about people who don't work, 346 00:13:55,500 --> 00:13:58,542 who chase fantasies, who try "get rich quick" schemes. 347 00:13:58,625 --> 00:14:01,375 This would be the person who doesn't work very much 348 00:14:01,458 --> 00:14:04,208 or goes to the casino or blows it or spends it 349 00:14:04,292 --> 00:14:06,708 haphazardly and frivolously. 350 00:14:06,792 --> 00:14:10,083 This would be the guy on the side of the road that I saw recently. 351 00:14:10,167 --> 00:14:13,250 He had a sign, he said, "I'm not going to lie to you. 352 00:14:13,333 --> 00:14:14,833 I just want money for beer." 353 00:14:14,917 --> 00:14:18,083 You can't say, "Oh, he's poor, just like Jesus." 354 00:14:18,167 --> 00:14:21,167 He's not poor just like Jesus. 355 00:14:21,250 --> 00:14:23,083 Jesus was righteous and poor. 356 00:14:23,167 --> 00:14:25,042 Jesus was righteous and rich. 357 00:14:25,125 --> 00:14:26,833 Did you know that? 358 00:14:26,917 --> 00:14:28,917 It's not whether you're rich or poor. 359 00:14:29,000 --> 00:14:30,667 It's whether you're righteous or unrighteous 360 00:14:30,750 --> 00:14:32,750 and Jesus was both rich and poor. 361 00:14:32,833 --> 00:14:35,208 In heaven, was he rich or poor? 362 00:14:35,292 --> 00:14:37,583 Rich. Heaven's a nice neighborhood. 363 00:14:37,667 --> 00:14:40,667 Right? It's really nice. 364 00:14:40,750 --> 00:14:43,458 And it says in Corinthians that though he was rich, 365 00:14:43,542 --> 00:14:47,250 for our sake he came to the earth and became poor. 366 00:14:47,333 --> 00:14:49,083 So you can be righteous and rich. 367 00:14:49,167 --> 00:14:50,500 Jesus was and is. 368 00:14:50,583 --> 00:14:52,000 You can be righteous and poor. 369 00:14:52,083 --> 00:14:53,417 On the earth, Jesus was. 370 00:14:53,500 --> 00:14:55,583 The issue is not are you rich or poor. 371 00:14:55,667 --> 00:14:58,750 The issue is are you righteous or unrighteous in how you obtain 372 00:14:58,833 --> 00:15:02,750 and steward the resources that God has entrusted to you. 373 00:15:02,833 --> 00:15:07,333 That being said, Jesus is now going to talk to us 374 00:15:07,417 --> 00:15:09,500 about our riches. 375 00:15:09,583 --> 00:15:14,750 And the first question he has for us, in Luke 12, is this: 376 00:15:14,833 --> 00:15:17,958 Are we coveting or content? 377 00:15:18,042 --> 00:15:19,750 That's the first question. 378 00:15:19,833 --> 00:15:21,708 Are we coveting or content? 379 00:15:21,792 --> 00:15:24,542 He says it this way, Luke 12:13-15, 380 00:15:24,625 --> 00:15:26,667 "Someone in the crowd said to him, 'Teacher, 381 00:15:26,750 --> 00:15:28,958 "'tell my brother to divide the inheritance with me.' 382 00:15:29,042 --> 00:15:31,792 "But he said to him, 'Man, who made me a judge 383 00:15:31,875 --> 00:15:33,708 "'or arbitrator over you?' 384 00:15:33,792 --> 00:15:36,708 "And he said to them, 'Take care, and be on your guard 385 00:15:36,792 --> 00:15:39,208 "'against all covetousness, for one's life does not consist 386 00:15:39,292 --> 00:15:42,625 in the abundance of his possessions.'" 387 00:15:42,708 --> 00:15:47,250 Now, we looked in last week's sermon that the context is that 388 00:15:47,333 --> 00:15:49,750 thousands of people are coming out to hear Jesus preach. 389 00:15:49,833 --> 00:15:52,917 He's essentially quickly assembled a megachurch. 390 00:15:53,000 --> 00:15:55,500 And it says that people are trampling over one another 391 00:15:55,583 --> 00:15:57,042 to hear him preach and teach. 392 00:15:57,125 --> 00:15:59,250 And apparently one man has gotten near the front 393 00:15:59,333 --> 00:16:01,833 and he's got access to Jesus and Jesus just finished 394 00:16:01,917 --> 00:16:05,250 teaching about hell, saying scary things like, 395 00:16:05,333 --> 00:16:07,417 "Don't fear those who can just kill the body. 396 00:16:07,500 --> 00:16:10,750 Fear those who can kill the body and throw it into hell." 397 00:16:10,833 --> 00:16:12,750 That's scary. 398 00:16:12,833 --> 00:16:15,083 And this guy raises his hand and apparently says, 399 00:16:15,167 --> 00:16:17,083 "Yeah, that whole hell thing, that was cute. 400 00:16:17,167 --> 00:16:19,083 "Here's what I'd like to talk about, Jesus. 401 00:16:19,167 --> 00:16:20,583 "I have something more important. 402 00:16:20,667 --> 00:16:23,875 How do I get more money?" 403 00:16:23,958 --> 00:16:27,792 This guy has one shot to talk to Jesus. 404 00:16:27,875 --> 00:16:29,583 And what does he pick? 405 00:16:29,667 --> 00:16:31,583 Money. 406 00:16:31,667 --> 00:16:35,833 And how many of us have that same proclivity? 407 00:16:35,917 --> 00:16:38,542 What's on the front of our mind is finances, 408 00:16:38,625 --> 00:16:41,083 wealth, possessions. 409 00:16:41,167 --> 00:16:43,333 That's what we're thinking about most of the time. 410 00:16:43,417 --> 00:16:47,292 That's what we're talking about to God a lot of the time. 411 00:16:47,375 --> 00:16:49,875 And what Jesus says is this, basically, 412 00:16:49,958 --> 00:16:51,917 "I don't care. 413 00:16:52,000 --> 00:16:55,250 It matters far more to you than it does to me." 414 00:16:55,333 --> 00:16:57,750 Some of you would be very hurt to hear that. 415 00:16:57,833 --> 00:17:01,542 "Are you telling me that Jesus doesn't care about my wealth?" 416 00:17:01,625 --> 00:17:04,083 Well, he does care, but he cares more 417 00:17:04,167 --> 00:17:06,583 about your relationship with him. 418 00:17:06,667 --> 00:17:10,167 He cares more about your eternal destiny. 419 00:17:10,250 --> 00:17:12,792 And sometimes what happens when you come to church 420 00:17:12,875 --> 00:17:15,208 or community group, you only care about what 421 00:17:15,292 --> 00:17:17,792 you care about and you miss everything that's being taught 422 00:17:17,875 --> 00:17:20,292 or discussed because you are obsessed with one issue 423 00:17:20,375 --> 00:17:21,958 that God doesn't care about, 424 00:17:22,042 --> 00:17:24,625 at that time, nearly as much as you. 425 00:17:24,708 --> 00:17:27,875 And that's this man's situation. 426 00:17:27,958 --> 00:17:30,583 And what happens is this. 427 00:17:30,667 --> 00:17:33,250 He is consumed with coveting. 428 00:17:33,333 --> 00:17:36,750 Apparently, perhaps, his father has died 429 00:17:36,833 --> 00:17:39,958 and now they're splitting up the family inheritance. 430 00:17:40,042 --> 00:17:42,250 And he's worried that his brother's going to get 431 00:17:42,333 --> 00:17:43,917 more than him. 432 00:17:44,000 --> 00:17:48,750 How many of you have seen coveting destroy a family? 433 00:17:48,833 --> 00:17:51,250 How many of you have seen coveting destroy a family 434 00:17:51,333 --> 00:17:54,208 when someone dies? 435 00:17:54,292 --> 00:17:56,625 All of a sudden what looks like a functional family, 436 00:17:56,708 --> 00:17:59,417 someone dies, and there's an inheritance. 437 00:17:59,500 --> 00:18:03,792 There's possessions, wealth, life insurance, 438 00:18:03,875 --> 00:18:08,500 and now everyone in the family is jockeying, arguing, 439 00:18:08,583 --> 00:18:12,708 seeking to get what they want. 440 00:18:12,792 --> 00:18:17,875 And it becomes adversarial and contentious. 441 00:18:17,958 --> 00:18:20,583 This is where the heart is exposed. 442 00:18:20,667 --> 00:18:23,458 This is where brothers should be grieving together, 443 00:18:23,542 --> 00:18:25,708 mourning together. 444 00:18:25,792 --> 00:18:28,917 They should be lamenting the loss of their father. 445 00:18:29,000 --> 00:18:30,750 They should be working things out. 446 00:18:30,833 --> 00:18:33,625 Instead, they're basically looking for attorneys 447 00:18:33,708 --> 00:18:36,417 and they're going to make this litigious and contentious. 448 00:18:36,500 --> 00:18:39,083 How many of you have seen this in your own family? 449 00:18:39,167 --> 00:18:40,875 It's horrifying. It's embarrassing. 450 00:18:40,958 --> 00:18:43,542 We had a situation not unlike this many years ago 451 00:18:43,625 --> 00:18:46,208 in my own family when I was a teenage boy 452 00:18:46,292 --> 00:18:48,375 and it made an indelible mark on me. 453 00:18:48,458 --> 00:18:50,708 Like, "Why are we fighting over the possessions? 454 00:18:50,792 --> 00:18:54,167 "Why has this gotten so adversarial and acrimonious? 455 00:18:54,250 --> 00:18:57,000 Oh, there's coveting." 456 00:18:57,083 --> 00:18:58,417 There's coveting. 457 00:18:58,500 --> 00:19:01,375 And the heart is exposed in moments of opportunity. 458 00:19:01,458 --> 00:19:07,208 And so Jesus says, "Guard against all covetousness." 459 00:19:07,292 --> 00:19:09,042 What is coveting? 460 00:19:09,125 --> 00:19:11,625 Coveting is not just the having of possessions. 461 00:19:11,708 --> 00:19:14,917 It is the loving of possessions which results 462 00:19:15,000 --> 00:19:17,958 in the hoarding of possessions. 463 00:19:18,042 --> 00:19:20,875 Loving meaning you can't stop thinking about it. 464 00:19:20,958 --> 00:19:22,417 You can't live without it. 465 00:19:22,500 --> 00:19:24,750 You absolutely have to have it. 466 00:19:24,833 --> 00:19:26,750 And even if you don't have the money, 467 00:19:26,833 --> 00:19:28,583 you're still going to go get it. 468 00:19:28,667 --> 00:19:30,583 We call that debt. 469 00:19:30,667 --> 00:19:32,708 The average American has over $7,000 470 00:19:32,792 --> 00:19:35,375 on a credit card right now. 471 00:19:35,458 --> 00:19:38,833 The most likely person to be in credit card debt is a young, 472 00:19:38,917 --> 00:19:42,917 single woman, apparently out buying clothes to look nice 473 00:19:43,000 --> 00:19:46,417 to attract a man who likes to pay off credit card debt. 474 00:19:46,500 --> 00:19:50,292 That's kind of the--that's the shell game. 475 00:19:50,375 --> 00:19:53,958 And what happens is then if you're coveting something, 476 00:19:54,042 --> 00:19:58,500 you're lusting for something, you have to have something, 477 00:19:58,583 --> 00:20:02,250 you put your hands through the shackles to buy it and now you 478 00:20:02,333 --> 00:20:07,000 are indebted to the credit company because the borrower 479 00:20:07,083 --> 00:20:09,042 is slave to the lender. 480 00:20:09,125 --> 00:20:10,708 That's the trick of coveting. 481 00:20:10,792 --> 00:20:13,167 Coveting ends in slavery. 482 00:20:13,250 --> 00:20:16,250 Someone owns your dollars, someone owns your days because 483 00:20:16,333 --> 00:20:19,000 you worship someone or something other than God. 484 00:20:19,083 --> 00:20:22,500 So coveting is a horrendous sin, but we don't believe this. 485 00:20:22,583 --> 00:20:28,375 We do not believe this because we call it advertising. 486 00:20:28,458 --> 00:20:30,500 We don't use the word coveting. 487 00:20:30,583 --> 00:20:33,417 We use the word advertising or PR or marketing. 488 00:20:33,500 --> 00:20:37,417 The whole point of advertising is to get you to covet, 489 00:20:37,500 --> 00:20:40,667 to get you to be discontented because you either have 490 00:20:40,750 --> 00:20:42,667 contentment or covetousness. 491 00:20:42,750 --> 00:20:45,042 If you're content, you're glad for what you have. 492 00:20:45,125 --> 00:20:47,917 If somebody else has something, you're glad for them, 493 00:20:48,000 --> 00:20:49,750 but you don't have to have it. 494 00:20:49,833 --> 00:20:52,250 You're not jealous about it. You're not obsessing over it. 495 00:20:52,333 --> 00:20:54,750 You're not going into debt to keep up with them. 496 00:20:54,833 --> 00:20:56,167 You're okay with it. 497 00:20:56,250 --> 00:20:58,083 But if you're coveting, everything changes. 498 00:20:58,167 --> 00:21:03,000 Advertising exists to create in you a sense of discontentedness. 499 00:21:03,083 --> 00:21:05,958 Things you didn't even know you needed. 500 00:21:06,042 --> 00:21:09,208 And the truth is you don't really need them. 501 00:21:09,292 --> 00:21:13,375 Have you just watched a car commercial lately? 502 00:21:13,458 --> 00:21:15,833 "Oh, it's a new car. I have an old car. 503 00:21:15,917 --> 00:21:19,000 "My car does not have all of those speakers. 504 00:21:19,083 --> 00:21:20,750 "Those are amazing. 505 00:21:20,833 --> 00:21:23,333 "Oh! Heated seats. 506 00:21:23,417 --> 00:21:29,083 "I--oh. My bum is cold. 507 00:21:29,167 --> 00:21:31,917 I don't have heated seats. I need heated seats." 508 00:21:32,000 --> 00:21:33,917 All of a sudden you're discontented. 509 00:21:34,000 --> 00:21:36,000 "I need heated seats. 510 00:21:36,083 --> 00:21:38,917 "I need one for my bum and one to warm a muffin 511 00:21:39,000 --> 00:21:42,167 "on the way to work for my breakfast. 512 00:21:42,250 --> 00:21:45,333 That's what I need, heated seats." 513 00:21:45,417 --> 00:21:47,417 All of a sudden you start coveting things 514 00:21:47,500 --> 00:21:50,792 that you didn't even know existed. 515 00:21:50,875 --> 00:21:54,583 And so what you do is you lust and you covet and you obsess and 516 00:21:54,667 --> 00:21:58,083 then you go into debt and you go get it and then 6 months, 517 00:21:58,167 --> 00:22:00,125 12 months later you know what they do? 518 00:22:00,208 --> 00:22:02,125 They come out with a new improved version. 519 00:22:02,208 --> 00:22:04,292 This is technology. This is transportation. 520 00:22:04,375 --> 00:22:06,000 This is fashion. 521 00:22:06,083 --> 00:22:10,583 Everything keeps changing so that you remain without 522 00:22:10,667 --> 00:22:14,917 contentment and you're filled with covetousness. 523 00:22:15,000 --> 00:22:16,917 Coveting, coveting, coveting. 524 00:22:17,000 --> 00:22:20,667 See, Americans don't see coveting as a sin, but it is. 525 00:22:20,750 --> 00:22:22,583 It's actually one of the Ten Commandments. 526 00:22:22,667 --> 00:22:24,333 God wrote a list, Ten Commandments. 527 00:22:24,417 --> 00:22:26,417 Number ten, no coveting. 528 00:22:26,500 --> 00:22:29,250 It actually made the list. 529 00:22:29,333 --> 00:22:33,042 Here's how he says it, God does, in Exodus 20:17, 530 00:22:33,125 --> 00:22:35,542 the tenth commandment, "You shall not covet your neighbor's 531 00:22:35,625 --> 00:22:38,750 house, or covet your neighbor's wife, or his servant, 532 00:22:38,833 --> 00:22:41,750 his male servant, his female servant, his ox." 533 00:22:41,833 --> 00:22:44,500 All right, that would be his tools, his truck. 534 00:22:44,583 --> 00:22:47,542 "His donkey," that would be his car, his Jeep, 535 00:22:47,625 --> 00:22:51,250 "or anything that is your neighbor's," including his TV, 536 00:22:51,333 --> 00:22:54,083 the huge one you can see when you're walking your dog 537 00:22:54,167 --> 00:22:57,083 and you look through the window and you see the big TV 538 00:22:57,167 --> 00:22:59,167 and you stop to covet. 539 00:22:59,250 --> 00:23:00,833 "Oh, look at that TV. 540 00:23:00,917 --> 00:23:03,333 "That's so big I can see it from the street. 541 00:23:03,417 --> 00:23:06,000 I need me one of those TVs." 542 00:23:06,083 --> 00:23:08,333 The whole point of the mall is window coveting. 543 00:23:08,417 --> 00:23:10,875 Why do you think they put all the stores together? 544 00:23:10,958 --> 00:23:13,375 So when it's raining you can walk around and go, 545 00:23:13,458 --> 00:23:14,875 "I need that. I need that. 546 00:23:14,958 --> 00:23:16,208 "I need two of those. 547 00:23:16,292 --> 00:23:17,917 "I don't even know what that is. 548 00:23:18,000 --> 00:23:21,333 I better go in and find out just in case I need it too." 549 00:23:21,417 --> 00:23:23,167 The whole point is coveting and discontentedness. 550 00:23:23,250 --> 00:23:26,167 And covetousness, here we see, it is an attitude of the heart 551 00:23:26,250 --> 00:23:27,583 that consumes everything. 552 00:23:27,667 --> 00:23:30,417 You're not just content in one area and coveting in another. 553 00:23:30,500 --> 00:23:33,083 You're either content in all areas or coveting in all areas. 554 00:23:33,167 --> 00:23:35,458 And it can be your neighbor's house, their spouse, 555 00:23:35,542 --> 00:23:37,125 it can be all of it. 556 00:23:37,208 --> 00:23:39,625 And I think it's interesting that he starts with coveting 557 00:23:39,708 --> 00:23:41,042 your neighbor's house. 558 00:23:41,125 --> 00:23:43,042 How many of you covet your neighbor's house? 559 00:23:43,125 --> 00:23:45,542 Condo, dorm, apartment, whatever. 560 00:23:45,625 --> 00:23:47,750 Their dwelling you want. 561 00:23:47,833 --> 00:23:49,750 "They have more square footage than me. 562 00:23:49,833 --> 00:23:51,917 This is very frustrating." 563 00:23:52,000 --> 00:23:54,250 How many of you watch those shows on TV 564 00:23:54,333 --> 00:23:55,667 and you start coveting? 565 00:23:55,750 --> 00:23:58,000 You watch MTV "Cribs" or a show like that? 566 00:23:58,083 --> 00:24:00,750 Like, "Oh my gosh, they have a basketball court 567 00:24:00,833 --> 00:24:05,250 "in their bathroom. 568 00:24:05,333 --> 00:24:07,583 "I need a basketball court in my bathroom. 569 00:24:07,667 --> 00:24:10,375 "Now, I used to be happy with my bathroom. 570 00:24:10,458 --> 00:24:13,333 But now it seems so small." 571 00:24:13,417 --> 00:24:17,083 You just start coveting over their house. 572 00:24:17,167 --> 00:24:18,583 "Oh, they have a theater room. 573 00:24:18,667 --> 00:24:19,958 "They have a game room. 574 00:24:20,042 --> 00:24:23,125 They have a poker room. Oh man." 575 00:24:23,208 --> 00:24:27,167 Or we watch those shows that are home improvement shows. 576 00:24:27,250 --> 00:24:29,542 Add a wing to your house, upgrade your bathroom, 577 00:24:29,625 --> 00:24:32,208 fix your kitchen, do it yourself. 578 00:24:32,292 --> 00:24:33,792 But it's coveting. 579 00:24:33,875 --> 00:24:36,250 It's, "Oh my gosh, they have granite countertops. 580 00:24:36,333 --> 00:24:39,750 "We don't have granite countertops. 581 00:24:39,833 --> 00:24:42,667 "I'm sure when Jesus rose from death he didn't mean for us 582 00:24:42,750 --> 00:24:45,333 "to have non-granite countertops. 583 00:24:45,417 --> 00:24:47,667 That couldn't be what the Lord had in mind." 584 00:24:47,750 --> 00:24:49,583 All of a sudden you're coveting. 585 00:24:49,667 --> 00:24:52,750 This is why if a house goes for sale in your neighborhood, 586 00:24:52,833 --> 00:24:55,250 the first people to go in for the open house 587 00:24:55,333 --> 00:24:57,417 are all the neighbors. 588 00:24:57,500 --> 00:25:00,583 All a bunch of coveters walking around, 589 00:25:00,667 --> 00:25:03,250 trying to figure out, "Well, do they have more square footage? 590 00:25:03,333 --> 00:25:04,792 "Is their house nicer than ours? 591 00:25:04,875 --> 00:25:07,000 How do we stack up?" 592 00:25:07,083 --> 00:25:09,583 It's coveting. It's coveting. 593 00:25:09,667 --> 00:25:11,542 It's the American way. 594 00:25:11,625 --> 00:25:13,417 Jesus says guard your heart against coveting. 595 00:25:13,500 --> 00:25:15,083 It's a real problem. 596 00:25:15,167 --> 00:25:17,417 And the way you guard your heart against coveting 597 00:25:17,500 --> 00:25:19,083 is you worship God. 598 00:25:19,167 --> 00:25:22,250 Because, see, coveting is the worship of an idol. 599 00:25:22,333 --> 00:25:27,083 An idol can be some created thing that you love too much 600 00:25:27,167 --> 00:25:31,833 or you long for too much or you lust after too much. 601 00:25:31,917 --> 00:25:36,458 And so the way we combat coveting is through worshiping. 602 00:25:36,542 --> 00:25:39,708 That's why the first two of the Ten Commandments are number one, 603 00:25:39,792 --> 00:25:41,042 there's only one God. 604 00:25:41,125 --> 00:25:43,042 Number two, you worship him alone. 605 00:25:43,125 --> 00:25:45,708 And if you worship God alone, you won't break the rest 606 00:25:45,792 --> 00:25:47,417 of the commandments, Martin Luther says. 607 00:25:47,500 --> 00:25:49,083 You won't murder somebody. 608 00:25:49,167 --> 00:25:50,875 You won't commit adultery. 609 00:25:50,958 --> 00:25:53,750 You won't lie and you won't steal and you won't covet. 610 00:25:53,833 --> 00:25:55,750 Because if you're worshiping God, 611 00:25:55,833 --> 00:25:58,167 you'll be content with your spouse. 612 00:25:58,250 --> 00:26:00,083 You'll be content with your house. 613 00:26:00,167 --> 00:26:03,042 You'll be content with all that God has given you 614 00:26:03,125 --> 00:26:04,750 and you won't be coveting. 615 00:26:04,833 --> 00:26:06,792 You won't be sinning. 616 00:26:06,875 --> 00:26:09,375 You'll be worshiping. 617 00:26:09,458 --> 00:26:11,917 Do you believe that? 618 00:26:12,000 --> 00:26:13,958 Most of us don't. 619 00:26:14,042 --> 00:26:16,750 Here's how it is declared in Colossians 3:5, 620 00:26:16,833 --> 00:26:20,167 "Greed is idolatry." 621 00:26:20,250 --> 00:26:22,250 Is that clear? 622 00:26:22,333 --> 00:26:23,750 Greed is idolatry. 623 00:26:23,833 --> 00:26:25,750 And see, a lot of people right now, 624 00:26:25,833 --> 00:26:27,500 they've not dealt with a greed problem. 625 00:26:27,583 --> 00:26:28,917 That's why they're grieving. 626 00:26:29,000 --> 00:26:33,500 See, we worship as a collective people, the god mammon. 627 00:26:33,583 --> 00:26:36,000 Jesus calls money "mammon", a false god. 628 00:26:36,083 --> 00:26:38,083 We worship mammon. 629 00:26:38,167 --> 00:26:40,417 Now mammon has died. 630 00:26:40,500 --> 00:26:42,958 And people are grieving, "Our god died. 631 00:26:43,042 --> 00:26:45,708 "I lost my equity, my retirement's down. 632 00:26:45,792 --> 00:26:48,750 "My portfolio is not as good as it used to be. 633 00:26:48,833 --> 00:26:51,708 "I'm getting ready to graduate and I can't make as much money 634 00:26:51,792 --> 00:26:53,417 "as I would have 5 years ago. 635 00:26:53,500 --> 00:26:56,583 "I can't even find a job that is what I was hoping for. 636 00:26:56,667 --> 00:26:57,917 "Argh! I'm so grieved! 637 00:26:58,000 --> 00:26:59,333 My god has died!" 638 00:26:59,417 --> 00:27:01,500 And everyone is secretly waiting for a resurrection. 639 00:27:01,583 --> 00:27:05,708 "When will our god be back? When will our god be back? 640 00:27:05,792 --> 00:27:07,875 "Are home prices on the rise? 641 00:27:07,958 --> 00:27:09,792 "Is unemployment down? 642 00:27:09,875 --> 00:27:13,500 Is our god stirring yet?" 643 00:27:13,583 --> 00:27:15,917 Greed is idolatry. 644 00:27:16,000 --> 00:27:18,583 You don't need more wealth. 645 00:27:18,667 --> 00:27:21,250 You need more wisdom. 646 00:27:21,333 --> 00:27:23,917 You don't need your idol to come back from death. 647 00:27:24,000 --> 00:27:27,542 You need God to be the object of your affections. 648 00:27:27,625 --> 00:27:30,625 Now in saying this, I want to delineate two things. 649 00:27:30,708 --> 00:27:35,125 Tim Keller is very wonderfully gifted as a Bible teacher 650 00:27:35,208 --> 00:27:37,625 and he's been a friend to us for many years, 651 00:27:37,708 --> 00:27:40,542 and he distinguishes between a surface idol and a deep idol. 652 00:27:40,625 --> 00:27:43,583 When it comes to issues of money, I think this is helpful. 653 00:27:43,667 --> 00:27:47,583 So for some, if not all, the surface idol is wealth, 654 00:27:47,667 --> 00:27:50,125 status, possessions, riches. 655 00:27:50,208 --> 00:27:53,167 But sometimes there's a deeper idol under it. 656 00:27:53,250 --> 00:27:55,208 I'll give you some examples. 657 00:27:55,292 --> 00:28:01,417 For some people, the surface idol, the one we see is riches. 658 00:28:01,500 --> 00:28:04,042 But the deep idol's status. 659 00:28:04,125 --> 00:28:06,458 What they really care about is an identity not rooted 660 00:28:06,542 --> 00:28:09,500 in the grace of God through the person and work of Jesus, 661 00:28:09,583 --> 00:28:11,583 but I'm defined by the car I drive. 662 00:28:11,667 --> 00:28:14,083 I'm defined by the neighborhood I live in. 663 00:28:14,167 --> 00:28:17,750 I'm defined by whose name is on my underwear. 664 00:28:17,833 --> 00:28:21,292 That determines my status. 665 00:28:21,375 --> 00:28:23,875 That gives me access to certain social groups 666 00:28:23,958 --> 00:28:26,583 and that puts me in a certain class. 667 00:28:26,667 --> 00:28:29,333 So the deep idol can be status. 668 00:28:29,417 --> 00:28:31,917 For others, the deep idol is security. 669 00:28:32,000 --> 00:28:35,042 Have you ever read a story about a miser who collected 670 00:28:35,125 --> 00:28:37,083 a massive fortune? 671 00:28:37,167 --> 00:28:40,042 Wore old clothes and drove a beater car 672 00:28:40,125 --> 00:28:43,250 and lived in a simple house and never spent any of it. 673 00:28:43,333 --> 00:28:45,625 And then died to leave a massive fortune. 674 00:28:45,708 --> 00:28:47,833 You ever wondered what motivates those people? 675 00:28:47,917 --> 00:28:51,875 The surface idol is wealth, but the deep idol is security. 676 00:28:51,958 --> 00:28:54,583 They're not trusting God to take care of them. 677 00:28:54,667 --> 00:28:57,708 They are thinking, "If I have enough money stowed and stashed 678 00:28:57,792 --> 00:29:01,708 "away, whatever happens I'll be okay because I can pay for 679 00:29:01,792 --> 00:29:08,708 a doctor bill, I can pay for a surgery, I can cover my needs." 680 00:29:08,792 --> 00:29:11,625 So they don't spend any money because their idol is security. 681 00:29:11,708 --> 00:29:13,292 For some it's comfort. 682 00:29:13,375 --> 00:29:15,583 The surface idol is, "Why did you buy that? 683 00:29:15,667 --> 00:29:18,792 "Why are you in debt? "Why are you spending all this money? 684 00:29:18,875 --> 00:29:22,250 "Why are you getting all these toys? Why do you have so many hobbies?" 685 00:29:22,333 --> 00:29:25,083 It's comfort, ease, pleasure. That's the deep idol. 686 00:29:25,167 --> 00:29:26,583 "I just want to be happy. 687 00:29:26,667 --> 00:29:29,667 I want to have junk. I want to have stuff." 688 00:29:29,750 --> 00:29:35,792 Now the question is are you content? 689 00:29:35,875 --> 00:29:39,250 If you're not content, you'll be coveting. 690 00:29:39,333 --> 00:29:44,125 And so Jesus says to be on guard against covetousness. 691 00:29:44,208 --> 00:29:47,250 Number two, then, he goes on to ask us whether or not 692 00:29:47,333 --> 00:29:50,250 we will be foolish or faithful when it comes to our finances. 693 00:29:50,333 --> 00:29:52,583 Luke 12:16-20, "And he told them a parable." 694 00:29:52,667 --> 00:29:55,292 This is an illustrative saying. 695 00:29:55,375 --> 00:29:57,292 "'The land of a rich man produced plentifully, 696 00:29:57,375 --> 00:29:59,583 "'and he thought to himself, "What shall I do, 697 00:29:59,667 --> 00:30:01,583 "'"for I have nowhere to store my crops?" 698 00:30:01,667 --> 00:30:04,750 "'And he said, "I will do this: I will tear down my barns 699 00:30:04,833 --> 00:30:07,083 "'"and build larger ones, and there I will store 700 00:30:07,167 --> 00:30:08,583 "'"all my grain and my goods. 701 00:30:08,667 --> 00:30:11,583 "'"And I will say to my soul, Soul, you have ample goods 702 00:30:11,667 --> 00:30:14,042 "'"laid up for many years; relax, eat, drink, be merry." 703 00:30:14,125 --> 00:30:16,708 "'But God said to him, "Fool!" 704 00:30:16,792 --> 00:30:18,625 Idiot! 705 00:30:18,708 --> 00:30:20,750 "'"This night your soul is required of you, 706 00:30:20,833 --> 00:30:23,583 and the things you have prepared, whose will they be?"'" 707 00:30:23,667 --> 00:30:26,292 Well, what happened to this man? 708 00:30:26,375 --> 00:30:29,917 He obtained great wealth. 709 00:30:30,000 --> 00:30:34,250 He did so, apparently, in a way that is not sinful. 710 00:30:34,333 --> 00:30:38,250 He had a business and his business flourished. 711 00:30:38,333 --> 00:30:41,958 Is it a sin to have a business that flourishes, yes or no? 712 00:30:42,042 --> 00:30:44,417 It's not a sin to have a business that flourishes. 713 00:30:44,500 --> 00:30:50,458 You--many of you should pursue a business that flourishes. 714 00:30:50,542 --> 00:30:52,083 You should try to make money. 715 00:30:52,167 --> 00:30:56,250 If you're good at it, do it. 716 00:30:56,333 --> 00:31:00,417 So his sin was not becoming wealthy. 717 00:31:00,500 --> 00:31:04,083 The sin was that he didn't worship God with his wealth, 718 00:31:04,167 --> 00:31:06,292 he worshiped his wealth. 719 00:31:06,375 --> 00:31:07,750 He was foolish. 720 00:31:07,833 --> 00:31:09,250 So what does he do? 721 00:31:09,333 --> 00:31:11,583 He realizes, "I have more grain," 722 00:31:11,667 --> 00:31:16,125 which in that day is how you would trade commercially, 723 00:31:16,208 --> 00:31:20,417 an agrarian society, and he's got a barn to put it in, 724 00:31:20,500 --> 00:31:23,375 but he doesn't even have room in his barn. 725 00:31:23,458 --> 00:31:24,958 All right? It's overflowing. 726 00:31:25,042 --> 00:31:27,417 He has way more than he needs, right? 727 00:31:27,500 --> 00:31:29,500 He's got his bills paid. 728 00:31:29,583 --> 00:31:31,750 He's got his retirement account knocked out. 729 00:31:31,833 --> 00:31:34,083 He's got his life insurance covered. 730 00:31:34,167 --> 00:31:38,375 He's got all of his requirements for faithful stewardship 731 00:31:38,458 --> 00:31:41,250 covered, and beyond that he's got a ton of loot. 732 00:31:41,333 --> 00:31:43,958 He's doing fine. 733 00:31:44,042 --> 00:31:47,292 And what he does is he decides, "I'm going to build more barns 734 00:31:47,375 --> 00:31:49,083 to hold more grain and more goods," 735 00:31:49,167 --> 00:31:51,750 meaning all my money and all my possessions. 736 00:31:51,833 --> 00:31:54,583 What does God call him? 737 00:31:54,667 --> 00:31:56,083 A fool. 738 00:31:56,167 --> 00:31:58,792 This is the only express text in the Bible that deals 739 00:31:58,875 --> 00:32:00,583 with the issue of retirement. 740 00:32:00,667 --> 00:32:02,417 And it doesn't do so very positively. 741 00:32:02,500 --> 00:32:04,250 "You fool." 742 00:32:04,333 --> 00:32:06,875 Does that mean everyone who retires is a fool? 743 00:32:06,958 --> 00:32:08,417 No. 744 00:32:08,500 --> 00:32:11,083 But the driving motivation of retirement leads to a lot 745 00:32:11,167 --> 00:32:14,667 of trouble and it led to a lot of trouble in the last decade 746 00:32:14,750 --> 00:32:18,917 in this nation, where people are getting into high-risk loans and 747 00:32:19,000 --> 00:32:23,375 homes and flipping and trying to get rich and trying to retire. 748 00:32:23,458 --> 00:32:25,917 And the whole goal is, "I don't want to work 749 00:32:26,000 --> 00:32:27,708 for the rest of my life." 750 00:32:27,792 --> 00:32:30,583 If you do that, you'll fall into all kinds of trouble. 751 00:32:30,667 --> 00:32:33,000 It's a trap. It's a trap. 752 00:32:33,083 --> 00:32:35,583 And everybody thinks they'll be the exception to the rule 753 00:32:35,667 --> 00:32:37,750 and we've now learned that's not true. 754 00:32:37,833 --> 00:32:40,375 We've learned it painfully. 755 00:32:40,458 --> 00:32:43,917 Our goal is not to retire because even if you retire 756 00:32:44,000 --> 00:32:48,292 from work, you don't retire from Christ. 757 00:32:48,375 --> 00:32:51,417 Okay, it's not a sin if you make enough money that someday 758 00:32:51,500 --> 00:32:54,375 you don't have to get up and go to work every day. 759 00:32:54,458 --> 00:32:57,375 But that doesn't mean that your whole goal is to just eat 760 00:32:57,458 --> 00:33:00,250 and drink and play shuffleboard and wear flip-flops and live 761 00:33:00,333 --> 00:33:03,583 somewhere where the sun shines and you hang out with a bunch of 762 00:33:03,667 --> 00:33:06,917 other people who wear, you know, therapeutic cream for their 763 00:33:07,000 --> 00:33:10,250 aching joints and talk about their most recent surgery 764 00:33:10,333 --> 00:33:13,375 while sipping drinks with umbrellas in them, right? 765 00:33:13,458 --> 00:33:16,750 That's not the goal of life. 766 00:33:16,833 --> 00:33:20,750 The American dream, he says, is foolish. 767 00:33:20,833 --> 00:33:23,583 And this is this perennial crisis we're having 768 00:33:23,667 --> 00:33:26,250 in the church where Christians just want to retire 769 00:33:26,333 --> 00:33:27,750 and go to somewhere sunny. 770 00:33:27,833 --> 00:33:29,750 They don't want to invest in their kids, 771 00:33:29,833 --> 00:33:31,167 their grandkids, their church. 772 00:33:31,250 --> 00:33:33,167 They don't want to lead a community group. 773 00:33:33,250 --> 00:33:35,667 They don't want to teach or train anyone in anything. 774 00:33:35,750 --> 00:33:38,667 The whole point is, "I just want to sit around and pretend 775 00:33:38,750 --> 00:33:40,667 "like I'm in heaven already, find an idyllic, 776 00:33:40,750 --> 00:33:42,500 "perfect place where the sun always shines, 777 00:33:42,583 --> 00:33:44,333 and pay somebody to rub my back." 778 00:33:44,417 --> 00:33:48,125 And Jesus says, "That's a dumb idea." 779 00:33:48,208 --> 00:33:50,625 That's a dumb idea. 780 00:33:50,708 --> 00:33:56,000 Now, you're not as happy as you should be. 781 00:33:56,083 --> 00:34:00,208 This is a fantastic sermon, okay? 782 00:34:00,292 --> 00:34:02,417 You should be happier. 783 00:34:02,500 --> 00:34:05,792 Let me see if I can help you get a little bit happier. 784 00:34:05,875 --> 00:34:11,000 Now what this guy decides is, "I need a bigger barn." 785 00:34:11,083 --> 00:34:13,000 We just did this. 786 00:34:13,083 --> 00:34:15,958 Americans, we just did this. 787 00:34:16,042 --> 00:34:20,250 We had years where there was a lot of grain 788 00:34:20,333 --> 00:34:22,917 and everybody went out and got a bigger barn, 789 00:34:23,000 --> 00:34:26,083 a house, to hold all their junk. 790 00:34:26,167 --> 00:34:28,500 Now we can't afford our barn. 791 00:34:28,583 --> 00:34:33,000 I'll show this to you in hopes that it is helpful. 792 00:34:33,083 --> 00:34:37,542 This is a house in South Africa. 793 00:34:37,625 --> 00:34:40,542 A house. 794 00:34:40,625 --> 00:34:42,917 It's in a township where there are 795 00:34:43,000 --> 00:34:44,583 a few hundred thousand people. 796 00:34:44,667 --> 00:34:47,167 If you saw "District 9," that was actually pretty accurate. 797 00:34:47,250 --> 00:34:50,625 This is actually a really nice house because not only does it 798 00:34:50,708 --> 00:34:57,708 have tin siding on the top, it has tin siding on the walls. 799 00:34:59,417 --> 00:35:01,875 It's a couple hundred square feet. 800 00:35:01,958 --> 00:35:04,583 As I said, in this township maybe 300,000 people live, 801 00:35:04,667 --> 00:35:08,250 there's one not too far away where a million people live. 802 00:35:08,333 --> 00:35:09,750 It's one room. 803 00:35:09,833 --> 00:35:12,917 The family will roll out a mat and sleep on it at night 804 00:35:13,000 --> 00:35:14,875 and roll the mat up in the morning. 805 00:35:14,958 --> 00:35:17,083 There is no toilet indoors because there's no plumbing. 806 00:35:17,167 --> 00:35:18,958 There's no central heating. 807 00:35:19,042 --> 00:35:21,792 There's no central electricity. 808 00:35:21,875 --> 00:35:25,167 It's stacked cinderblocks, dirt floor, tin roof, 809 00:35:25,250 --> 00:35:27,250 a couple hundred square feet. 810 00:35:27,333 --> 00:35:30,167 Most of our neighborhoods would not allow us to put our 811 00:35:30,250 --> 00:35:33,083 lawn mower in one of these because it wouldn't meet code 812 00:35:33,167 --> 00:35:35,083 for our backyard. 813 00:35:35,167 --> 00:35:37,750 I saw the same thing when I went to Haiti. 814 00:35:37,833 --> 00:35:39,250 Here's my point. 815 00:35:39,333 --> 00:35:41,583 When we hear the story about the rich fool, 816 00:35:41,667 --> 00:35:44,542 what invariably happens is we think, "Yes, rich people, 817 00:35:44,625 --> 00:35:46,875 we don't like them." 818 00:35:46,958 --> 00:35:49,875 You, friends, are the rich. 819 00:35:49,958 --> 00:35:51,708 You're the rich. 820 00:35:51,792 --> 00:35:55,250 This guy's goal, his hope, was to get to a standard of living 821 00:35:55,333 --> 00:35:57,875 that you already enjoy. 822 00:35:57,958 --> 00:36:00,250 You have a toilet. 823 00:36:00,333 --> 00:36:02,250 All right, you already have a throne, 824 00:36:02,333 --> 00:36:04,583 literally a throne in your home you sit on 825 00:36:04,667 --> 00:36:07,250 like a king and a queen. 826 00:36:07,333 --> 00:36:10,250 And just with one magic lever, everything unpleasant 827 00:36:10,333 --> 00:36:12,208 departs from you. 828 00:36:12,292 --> 00:36:15,250 You are--you're like a little god. 829 00:36:15,333 --> 00:36:18,333 Most of the world doesn't have a throne like that. 830 00:36:18,417 --> 00:36:21,583 There's a hole somewhere else, you got to walk to it. 831 00:36:21,667 --> 00:36:24,083 All right, if you have central heating, you have electricity, 832 00:36:24,167 --> 00:36:27,083 you have a bed to sleep--you're like, "I sleep on a futon." 833 00:36:27,167 --> 00:36:28,750 Well, blessed are you who are persecuted 834 00:36:28,833 --> 00:36:30,708 for righteousness' sake, right? 835 00:36:30,792 --> 00:36:33,125 You're fine. It's okey-dokey. 836 00:36:33,208 --> 00:36:34,708 It's all right. 837 00:36:34,792 --> 00:36:36,417 We have refrigerators. Why? 838 00:36:36,500 --> 00:36:39,083 We have more food than we know what to do with, 839 00:36:39,167 --> 00:36:41,417 so we have cupboards and we have a refrigerator. 840 00:36:41,500 --> 00:36:43,583 Most people in the world, that's not the case. 841 00:36:43,667 --> 00:36:46,250 When I was in Haiti, all the homes looked like this 842 00:36:46,333 --> 00:36:48,458 and if you walk around with one of these, 843 00:36:48,542 --> 00:36:50,958 someone's gonna kill you because this is a big deal, 844 00:36:51,042 --> 00:36:52,375 a bottle of clean water. 845 00:36:52,458 --> 00:36:55,458 Oh, you must be very rich. 846 00:36:55,542 --> 00:36:58,958 See, Mars Hill, you need to know that historically and globally, 847 00:36:59,042 --> 00:37:00,750 we're the rich. 848 00:37:00,833 --> 00:37:04,042 And what tends to happen is we always look at someone who's 849 00:37:04,125 --> 00:37:07,375 one rung above us on the class ladder and say, 850 00:37:07,458 --> 00:37:09,000 "When Jesus thinks about the rich, 851 00:37:09,083 --> 00:37:10,500 he's thinking about those guys." 852 00:37:10,583 --> 00:37:13,250 No, he's thinking about us, those of us with vehicles 853 00:37:13,333 --> 00:37:15,375 and places to sleep and electricity. 854 00:37:15,458 --> 00:37:17,792 Some of you say, "I only have 2G. 855 00:37:17,875 --> 00:37:20,625 I only have 2G Internet on my phone." 856 00:37:20,708 --> 00:37:22,375 Oh, I know. 857 00:37:22,458 --> 00:37:24,125 I know, I know, I know. 858 00:37:24,208 --> 00:37:26,375 We're all praying for you. Hang in there. 859 00:37:26,458 --> 00:37:28,208 Perseverance produces character. 860 00:37:28,292 --> 00:37:29,667 Character, hope. 861 00:37:29,750 --> 00:37:31,417 Just wait for that app to open. 862 00:37:31,500 --> 00:37:33,333 It'll come around eventually, right? 863 00:37:33,417 --> 00:37:35,333 But this is the world we live in. 864 00:37:35,417 --> 00:37:36,917 It's ridiculous. 865 00:37:37,000 --> 00:37:40,333 And I've had the pleasure of traveling and it gives you 866 00:37:40,417 --> 00:37:42,125 a little perspective. 867 00:37:42,208 --> 00:37:45,000 I mean, this is the average home 868 00:37:45,083 --> 00:37:48,167 for millions of people, families. 869 00:37:48,250 --> 00:37:51,042 Now let's compare that to the average home in America 870 00:37:51,125 --> 00:37:52,458 over the last 50 years. 871 00:37:52,542 --> 00:37:55,917 In 1950, the average home was 1,000 square feet; 872 00:37:56,000 --> 00:38:01,917 1970, 1,500 square feet; the year 2000, 2,200 square feet. 873 00:38:02,000 --> 00:38:06,083 In the last 30 years, family size is down 25%. 874 00:38:06,167 --> 00:38:09,250 House sizes are up 50%. 875 00:38:09,333 --> 00:38:12,583 Bigger barns. 876 00:38:12,667 --> 00:38:14,917 Is it a sin to have a bigger house? 877 00:38:15,000 --> 00:38:18,417 Not necessarily, if you're a good steward with your resources and 878 00:38:18,500 --> 00:38:21,958 you're doing the things with it that God entrusts for you to do 879 00:38:22,042 --> 00:38:24,792 as first priority and if you can actually afford it. 880 00:38:24,875 --> 00:38:28,083 But many of us got bigger barns and we didn't have the grain 881 00:38:28,167 --> 00:38:29,750 to fill it up. 882 00:38:29,833 --> 00:38:33,208 Now some of us as well, we got a bigger house, a bigger barn, 883 00:38:33,292 --> 00:38:34,667 and that wasn't enough. 884 00:38:34,750 --> 00:38:37,208 Even though we have closet organizers and storage space 885 00:38:37,292 --> 00:38:40,250 and we have a garage, that wasn't enough, so Americans, 886 00:38:40,333 --> 00:38:45,375 we invented something else called the storage facility. 887 00:38:45,458 --> 00:38:48,917 This is a barn in addition to our bigger barn. 888 00:38:49,000 --> 00:38:51,417 The U.S. now has five times more 889 00:38:51,500 --> 00:38:55,583 storage facilities than Starbucks. 890 00:38:55,667 --> 00:38:58,333 You think Starbucks are everywhere? 891 00:38:58,417 --> 00:39:02,417 There are five personal storage facilities for every Starbucks. 892 00:39:02,500 --> 00:39:05,250 Now truth be told, there are some legitimate uses 893 00:39:05,333 --> 00:39:07,917 for a storage facility. 894 00:39:08,000 --> 00:39:10,417 I mean, you got a business and you're storing product 895 00:39:10,500 --> 00:39:11,792 or something, I understand that. 896 00:39:11,875 --> 00:39:13,292 But for most people, this is, 897 00:39:13,375 --> 00:39:15,292 "There is so much junk in our house. 898 00:39:15,375 --> 00:39:18,292 "We need another place to hold the junk that we don't need. 899 00:39:18,375 --> 00:39:20,042 So let's go get a storage facility." 900 00:39:20,125 --> 00:39:22,750 What's curious is a lot of the storage facilities are about 901 00:39:22,833 --> 00:39:25,875 the same size as the average home around the world, 902 00:39:25,958 --> 00:39:30,500 made out of about the same materials, cinderblock and tin. 903 00:39:30,583 --> 00:39:32,917 And they don't have a toilet. 904 00:39:33,000 --> 00:39:35,125 They don't have central heating, plumbing, 905 00:39:35,208 --> 00:39:37,250 or oftentimes electrical. 906 00:39:37,333 --> 00:39:40,208 So where we put the junk that we don't even want, 907 00:39:40,292 --> 00:39:43,000 that's where the average person puts their family. 908 00:39:43,083 --> 00:39:45,292 We're the rich. 909 00:39:45,375 --> 00:39:48,250 We are the rich. 910 00:39:48,333 --> 00:39:51,125 What does Jesus say? 911 00:39:51,208 --> 00:39:53,625 "You fool." 912 00:39:53,708 --> 00:39:55,083 You fool. 913 00:39:55,167 --> 00:39:57,083 Is it a sin to make money? No. 914 00:39:57,167 --> 00:39:59,250 Is it a sin to have nice stuff? No. 915 00:39:59,333 --> 00:40:01,750 Is it a sin to live in a decent house? 916 00:40:01,833 --> 00:40:03,167 No. 917 00:40:03,250 --> 00:40:05,167 But here's the real issue for this guy. 918 00:40:05,250 --> 00:40:06,583 Listen to what he says. 919 00:40:06,667 --> 00:40:11,208 He himself, I, I, my, he, I, I, my, I, my, my, my. 920 00:40:11,292 --> 00:40:13,750 He worships a trinity. 921 00:40:13,833 --> 00:40:15,375 He, my, and I. 922 00:40:15,458 --> 00:40:16,917 That's his trinity. 923 00:40:17,000 --> 00:40:18,917 He, my, and I. 924 00:40:19,000 --> 00:40:22,083 And see, for us, the question is, is that it? 925 00:40:22,167 --> 00:40:24,083 Are we the center of our life? 926 00:40:24,167 --> 00:40:26,917 All of our possessions are for our consumption? 927 00:40:27,000 --> 00:40:29,000 That's it? Nothing toward God? 928 00:40:29,083 --> 00:40:32,667 Nothing toward the poor? Nothing toward anyone? 929 00:40:32,750 --> 00:40:35,542 Jesus says that's foolish. 930 00:40:35,625 --> 00:40:40,083 And so what God does in the parable for this man 931 00:40:40,167 --> 00:40:42,708 is he kills him. 932 00:40:42,792 --> 00:40:46,375 And he calls his account due and he has to stand before God. 933 00:40:46,458 --> 00:40:51,125 Imagine this guy on judgment day, standing before Jesus, 934 00:40:51,208 --> 00:40:54,833 all right, with like zinc on his nose and flip-flops 935 00:40:54,917 --> 00:41:00,417 and holding a fruity drink with an umbrella and a party favor. 936 00:41:00,500 --> 00:41:02,417 "Hi Jesus. 937 00:41:02,500 --> 00:41:04,708 Why am I here so fast?" 938 00:41:04,792 --> 00:41:06,417 "Well, I got sick of you." 939 00:41:06,500 --> 00:41:07,875 "Oh. 940 00:41:07,958 --> 00:41:09,375 Why'd you get sick of me?" 941 00:41:09,458 --> 00:41:12,042 "Well, what'd you do with all that loot I gave you?" 942 00:41:12,125 --> 00:41:15,417 "Well, let's see, I put rims on my camel and I started dating 943 00:41:15,500 --> 00:41:20,833 "women younger than my granddaughters and yeah, 944 00:41:20,917 --> 00:41:24,208 "I got a house, I got another house, I got a vacation house, 945 00:41:24,292 --> 00:41:27,125 "I got a--that's probably not what you were looking for, 946 00:41:27,208 --> 00:41:28,542 huh Jesus?" 947 00:41:28,625 --> 00:41:29,917 "No, not really." 948 00:41:30,000 --> 00:41:31,417 "I'm really good at shuffleboard." 949 00:41:31,500 --> 00:41:35,000 "Oh, well, congratulations." 950 00:41:42,167 --> 00:41:46,917 See, the American dream is God's nightmare. 951 00:41:47,000 --> 00:41:48,583 So God kills the guy. 952 00:41:48,667 --> 00:41:50,500 He stands before God. 953 00:41:50,583 --> 00:41:53,625 He's got to give an account, "What have I done? 954 00:41:53,708 --> 00:41:56,917 "I bought a lot of toys. I had a lot of fun. 955 00:41:57,000 --> 00:41:59,375 "I didn't really give generously to the cause of God. 956 00:41:59,458 --> 00:42:01,042 "I didn't help the poor. 957 00:42:01,125 --> 00:42:03,708 "I didn't--I didn't even buy groceries for a single mom. 958 00:42:03,792 --> 00:42:05,417 "I didn't do anything. 959 00:42:05,500 --> 00:42:11,917 I just blew it on my trinity of me, my, and I." 960 00:42:12,000 --> 00:42:13,792 Some of you say, "Yeah, that's right. 961 00:42:13,875 --> 00:42:15,792 "If God gave me a lot of money, 962 00:42:15,875 --> 00:42:17,542 I would totally be generous with it." 963 00:42:17,625 --> 00:42:18,917 Let me say this. 964 00:42:19,000 --> 00:42:20,917 If you're not generous now, God's probably never 965 00:42:21,000 --> 00:42:22,333 gonna give you money. 966 00:42:22,417 --> 00:42:24,833 The Bible says he who is entrusted with a little 967 00:42:24,917 --> 00:42:26,250 can be trusted with much. 968 00:42:26,333 --> 00:42:27,708 The context is finances. 969 00:42:27,792 --> 00:42:30,500 He who is trustworthy with a little bit of resources 970 00:42:30,583 --> 00:42:32,625 can be entrusted with more resources. 971 00:42:32,708 --> 00:42:35,125 If you can't handle what God has given you now, 972 00:42:35,208 --> 00:42:37,333 why in the world would he give you more? 973 00:42:37,417 --> 00:42:40,000 And I'm not saying that we give in order to get, 974 00:42:40,083 --> 00:42:43,417 but we want to be good stewards and good stewards are most 975 00:42:43,500 --> 00:42:46,083 likely to have God entrust more to their stewardship. 976 00:42:46,167 --> 00:42:48,833 It's not how much you get. It's how much you keep. 977 00:42:48,917 --> 00:42:51,708 It's what you do with what you get and what your 978 00:42:51,792 --> 00:42:54,417 heart's motivation is with your consumption. 979 00:42:54,500 --> 00:42:56,333 Now what should he have done? 980 00:42:56,417 --> 00:43:00,042 Well, he should have spent some money to pay his bills and it's 981 00:43:00,125 --> 00:43:03,167 okay to take care of himself, but he should have been generous 982 00:43:03,250 --> 00:43:04,750 toward God and others. 983 00:43:04,833 --> 00:43:08,583 I'll give you a converse story from Pastor Rick Warren, 984 00:43:08,667 --> 00:43:10,625 who is a nice guy, loves Jesus, 985 00:43:10,708 --> 00:43:12,333 and I've enjoyed some time with him. 986 00:43:12,417 --> 00:43:14,583 I get to talk to him now and then. 987 00:43:14,667 --> 00:43:16,125 He wrote the best-selling English book 988 00:43:16,208 --> 00:43:18,417 in the history of the world after the Bible. 989 00:43:18,500 --> 00:43:20,667 It's a total win. Did a good job. 990 00:43:20,750 --> 00:43:24,417 And he got a lot of grain. 991 00:43:24,500 --> 00:43:26,250 What did he do with it? 992 00:43:26,333 --> 00:43:28,750 He paid back I think it was like 25 years 993 00:43:28,833 --> 00:43:30,167 of salary to his church. 994 00:43:30,250 --> 00:43:31,583 "I don't need it. 995 00:43:31,667 --> 00:43:33,583 Let me pay back everything I've ever made." 996 00:43:33,667 --> 00:43:35,125 That's pretty great. 997 00:43:35,208 --> 00:43:37,750 And then he started reverse tithing. 998 00:43:37,833 --> 00:43:43,208 He gives away 90% of his income and he lives off of 10%. 999 00:43:43,292 --> 00:43:45,333 That's amazingly generous. 1000 00:43:45,417 --> 00:43:46,792 I think that's fantastic. 1001 00:43:46,875 --> 00:43:49,958 Now if he lives in a nice house, which I'm sure he does, 1002 00:43:50,042 --> 00:43:53,458 and if he sits in a comfortable chair and maybe even if he's got 1003 00:43:53,542 --> 00:43:55,625 heated seats in his car, do you think Jesus 1004 00:43:55,708 --> 00:43:57,375 is gonna be really upset with him? 1005 00:43:57,458 --> 00:43:59,542 No, 'cause his heart is he loves God. 1006 00:43:59,625 --> 00:44:02,208 He's not working for free and he's giving away 90%. 1007 00:44:02,292 --> 00:44:04,208 Whatever. Get a heated seat. 1008 00:44:04,292 --> 00:44:06,000 I don't really care. 1009 00:44:06,083 --> 00:44:09,083 That would be my perspective. 1010 00:44:12,208 --> 00:44:15,542 This guy had that opportunity. 1011 00:44:15,625 --> 00:44:17,583 Now we have the same opportunity, 1012 00:44:17,667 --> 00:44:23,292 maybe with less zeros, but the same opportunity. 1013 00:44:23,375 --> 00:44:29,750 So then the final question is, is our wealth our God 1014 00:44:29,833 --> 00:44:31,708 or a gift from our God? 1015 00:44:31,792 --> 00:44:35,375 Luke 12:21, he says it this way. 1016 00:44:35,458 --> 00:44:37,833 "So is the one who lays up treasure for himself 1017 00:44:37,917 --> 00:44:40,125 and is not rich toward God." 1018 00:44:40,208 --> 00:44:41,917 Here's the real problem. 1019 00:44:42,000 --> 00:44:43,917 For himself. 1020 00:44:44,000 --> 00:44:46,917 That's the problem. 1021 00:44:47,000 --> 00:44:51,417 You can be spiritually poor toward God, 1022 00:44:51,500 --> 00:44:53,583 though financially rich. 1023 00:44:53,667 --> 00:44:55,375 That's what Jesus is saying. 1024 00:44:55,458 --> 00:44:57,083 How do you be poor toward God? 1025 00:44:57,167 --> 00:45:02,292 Well, you could be poor toward God spiritually. 1026 00:45:02,375 --> 00:45:05,292 See, when we sin against God, we accrue a debt. 1027 00:45:05,375 --> 00:45:08,250 That's why Jesus prays, "Forgive us our debts." 1028 00:45:08,333 --> 00:45:11,833 Every time we sin, we accrue a debt to God. 1029 00:45:11,917 --> 00:45:14,458 So imagine if every month--I've said this before, 1030 00:45:14,542 --> 00:45:16,167 but I think it bears repeating. 1031 00:45:16,250 --> 00:45:18,750 Imagine if every month God sent us a bill like 1032 00:45:18,833 --> 00:45:22,458 the utility company, or like the credit card company. 1033 00:45:22,542 --> 00:45:25,125 And there was a column, okay, here's all your thoughts 1034 00:45:25,208 --> 00:45:26,583 that were unacceptable. 1035 00:45:26,667 --> 00:45:27,917 "Oh boy. 1036 00:45:28,000 --> 00:45:29,583 "You were paying attention to that? 1037 00:45:29,667 --> 00:45:31,417 You're up that late? Oh no." 1038 00:45:31,500 --> 00:45:33,000 Here's all your words. 1039 00:45:33,083 --> 00:45:34,542 Here's everything you said. 1040 00:45:34,625 --> 00:45:35,958 "Oh boy, yeah, oops." 1041 00:45:36,042 --> 00:45:38,292 Here's all your deeds, the bad stuff you did. 1042 00:45:38,375 --> 00:45:39,708 "Oh man." 1043 00:45:39,792 --> 00:45:41,083 Here's all the misdeeds, 1044 00:45:41,167 --> 00:45:43,917 the things you were supposed to do but you didn't do. 1045 00:45:44,000 --> 00:45:45,333 "Oh, you're kidding me." 1046 00:45:45,417 --> 00:45:47,042 Sins of omission, commission, thought, word, deed. 1047 00:45:47,125 --> 00:45:49,458 And here's your list of motives for everything you did. 1048 00:45:49,542 --> 00:45:51,083 "Oh, you're kidding me." 1049 00:45:51,167 --> 00:45:53,625 Imagine getting that bill every month. 1050 00:45:53,708 --> 00:45:57,750 And at the bottom, it just said, "Equals hell to pay." 1051 00:45:57,833 --> 00:45:59,750 You're like, "Ahhh! 1052 00:45:59,833 --> 00:46:02,333 Man, this is stressful." 1053 00:46:02,417 --> 00:46:04,417 And every month, the bill just got bigger. 1054 00:46:04,500 --> 00:46:06,750 "Past due. Late notice. 1055 00:46:06,833 --> 00:46:08,583 Accrued interest." 1056 00:46:08,667 --> 00:46:11,583 "Ahh!" 1057 00:46:11,667 --> 00:46:14,083 And then one month, you get a bill that says, 1058 00:46:14,167 --> 00:46:17,833 "Paid in full, including all future debts." 1059 00:46:17,917 --> 00:46:19,625 Yay. 1060 00:46:19,708 --> 00:46:21,958 "Love, Jesus." 1061 00:46:22,042 --> 00:46:23,917 See, Jesus is God become a man. 1062 00:46:24,000 --> 00:46:26,083 Though rich, for our sake he became poor. 1063 00:46:26,167 --> 00:46:28,375 He lived without sin. He went to the cross. 1064 00:46:28,458 --> 00:46:30,500 He died in our place for our sins. 1065 00:46:30,583 --> 00:46:33,542 The Bible says he made himself a ransom. 1066 00:46:33,625 --> 00:46:35,625 That's paying the debt. 1067 00:46:35,708 --> 00:46:40,042 Our sin debt to God is paid by Jesus, a ransom. 1068 00:46:40,125 --> 00:46:43,250 Now, if you don't know Jesus, you don't belong to Jesus, 1069 00:46:43,333 --> 00:46:47,125 you're not a Christian, you're poor toward God. 1070 00:46:47,208 --> 00:46:48,750 You're in debt to God. 1071 00:46:48,833 --> 00:46:52,792 You literally have hell to pay. 1072 00:46:52,875 --> 00:46:56,083 But if you come to faith in Jesus, as he says here, 1073 00:46:56,167 --> 00:46:57,792 you're rich toward God. 1074 00:46:57,875 --> 00:47:02,333 All your debt is paid and all of his righteousness is given 1075 00:47:02,417 --> 00:47:04,667 and you're rich toward God. 1076 00:47:04,750 --> 00:47:06,750 That's a wonderful thing, spiritually. 1077 00:47:06,833 --> 00:47:09,458 In addition to being rich toward God spiritually, 1078 00:47:09,542 --> 00:47:12,417 we can be rich toward God financially, 1079 00:47:12,500 --> 00:47:14,667 meaning whatever God gives us-- 1080 00:47:14,750 --> 00:47:17,375 it's not prosperity theology, we want to be rich. 1081 00:47:17,458 --> 00:47:19,625 It's not poverty theology, we're scared of money, 1082 00:47:19,708 --> 00:47:22,583 we don't want to make money, we don't want to transact business. 1083 00:47:22,667 --> 00:47:24,792 It's generosity theology. 1084 00:47:24,875 --> 00:47:26,583 We want to be a good steward. 1085 00:47:26,667 --> 00:47:28,875 I want to invest and work well. 1086 00:47:28,958 --> 00:47:32,083 I want to take whatever I'm able to get in a way 1087 00:47:32,167 --> 00:47:33,583 that is honoring to God. 1088 00:47:33,667 --> 00:47:36,250 I want to pay my bills, take care of my family, 1089 00:47:36,333 --> 00:47:39,292 look after our church, give to the poor, help those in need, 1090 00:47:39,375 --> 00:47:43,250 leave a legacy, make a difference, stand before Jesus, 1091 00:47:43,333 --> 00:47:46,750 and have him say, "Well done, good and faithful servant. 1092 00:47:46,833 --> 00:47:48,417 "You didn't worship your wealth. 1093 00:47:48,500 --> 00:47:50,250 "You worshiped with your wealth. 1094 00:47:50,333 --> 00:47:52,500 Thank you." 1095 00:47:52,583 --> 00:47:55,833 It's a huge opportunity that God has entrusted to us. 1096 00:47:55,917 --> 00:47:59,000 Now that being said, I know that many of you at this point 1097 00:47:59,083 --> 00:48:03,375 will have a list of questions about what does it mean to be rich toward God. 1098 00:48:03,458 --> 00:48:06,417 And I'll try and answer those in succession briefly. 1099 00:48:06,500 --> 00:48:08,750 This is all in light of what we're calling 1100 00:48:08,833 --> 00:48:10,417 the Generous Campaign. 1101 00:48:10,500 --> 00:48:12,958 In God's providence, this is where we're at in Luke. 1102 00:48:13,042 --> 00:48:15,292 And we like to end the year strong. 1103 00:48:15,375 --> 00:48:17,583 One, for stability to make budget, pay down debt. 1104 00:48:17,667 --> 00:48:19,167 Number two, expansion. 1105 00:48:19,250 --> 00:48:21,875 Bellevue's opening a second campus. They've outgrown it. 1106 00:48:21,958 --> 00:48:23,583 They're also opening a bigger Bellevue building 1107 00:48:23,667 --> 00:48:25,500 at the John Danz Theatre in downtown Bellevue. 1108 00:48:25,583 --> 00:48:27,333 Shoreline has outgrown their building, 1109 00:48:27,417 --> 00:48:29,250 but they've obtained a newer, bigger building 1110 00:48:29,333 --> 00:48:31,875 with 24/7 use for less money. 1111 00:48:31,958 --> 00:48:34,125 And so that's a great stewardship move for us. 1112 00:48:34,208 --> 00:48:36,792 That'll afford them additional income to then start 1113 00:48:36,875 --> 00:48:39,125 the Everett campus next year. 1114 00:48:39,208 --> 00:48:41,417 This will also allow us to officially launch 1115 00:48:41,500 --> 00:48:44,042 Mars Hill Portland with Pastor Tim Smith, 1116 00:48:44,125 --> 00:48:46,792 our longstanding worship pastor, and then look toward 1117 00:48:46,875 --> 00:48:49,458 Southern California around Orange County. 1118 00:48:49,542 --> 00:48:52,417 We also want, in light of the fact we have 1600 Sunday 1119 00:48:52,500 --> 00:48:55,583 services a year, improved children's ministry, curriculum, 1120 00:48:55,667 --> 00:48:58,417 kid's worship music, kid's Bible, student ministry, 1121 00:48:58,500 --> 00:49:01,000 and help develop more bands to lead more people 1122 00:49:01,083 --> 00:49:02,583 in the worship of Jesus. 1123 00:49:02,667 --> 00:49:04,208 That's the big idea. Okay? 1124 00:49:04,292 --> 00:49:07,083 So we want to end the year strong and then we want 1125 00:49:07,167 --> 00:49:08,583 to position ourselves for next year. 1126 00:49:08,667 --> 00:49:11,083 And it comes at a good time, this series does. 1127 00:49:11,167 --> 00:49:13,583 Giving-wise, we're not an F, we're not an A. 1128 00:49:13,667 --> 00:49:15,917 We're not getting killed, we're not killing it. 1129 00:49:16,000 --> 00:49:17,500 We're a C student right now. 1130 00:49:17,583 --> 00:49:19,542 It's not awesome. It's not awful. 1131 00:49:19,625 --> 00:49:22,375 We're not in crisis, but we want to prepare ourselves 1132 00:49:22,458 --> 00:49:24,375 for a good future. 1133 00:49:24,458 --> 00:49:28,375 Additionally, part of the paying down of debt is this, 1134 00:49:28,458 --> 00:49:31,333 that if you take all of our collective real estate--we rent 1135 00:49:31,417 --> 00:49:34,208 a lot of properties, but we also own a few properties. 1136 00:49:34,292 --> 00:49:37,458 Some have been gifted to us, some reduced real estate. 1137 00:49:37,542 --> 00:49:41,000 We've been trying to be good stewards with the real estate. 1138 00:49:41,083 --> 00:49:43,875 And even though we've taken major real estate hits in the 1139 00:49:43,958 --> 00:49:48,208 last few years, we all have, our total real estate portfolio 1140 00:49:48,292 --> 00:49:51,083 right now is about 50% equity. 1141 00:49:51,167 --> 00:49:53,917 So if you take all of our properties and put them 1142 00:49:54,000 --> 00:49:59,625 together, if we sold them we would make about 50% profit. 1143 00:49:59,708 --> 00:50:03,417 So we're actually in a pretty good position, all things considered. 1144 00:50:03,500 --> 00:50:04,792 Better than most of you. 1145 00:50:04,875 --> 00:50:07,792 How many of you would love to be at a 50% equity 1146 00:50:07,875 --> 00:50:10,542 right now on your house? Many of you are upside down. 1147 00:50:10,625 --> 00:50:14,042 And so for us, we want to pay down debt because in part we 1148 00:50:14,125 --> 00:50:17,042 want to negotiate with the bank a better loan because right now 1149 00:50:17,125 --> 00:50:18,750 they're really keen to negotiate better rates, 1150 00:50:18,833 --> 00:50:20,292 which is good for our future. 1151 00:50:20,375 --> 00:50:23,292 That will also allow us in the future to open more campuses. 1152 00:50:23,375 --> 00:50:25,792 Right now, banks won't lend more money to churches 'cause 1153 00:50:25,875 --> 00:50:28,792 the last thing they want to do is foreclose on a church. 1154 00:50:28,875 --> 00:50:31,792 It's really bad PR when grandmas with Bibles are on the news 1155 00:50:31,875 --> 00:50:33,292 crying at their locked-up church 1156 00:50:33,375 --> 00:50:35,458 that has a foreclosure sign on it, all right? 1157 00:50:35,542 --> 00:50:38,208 So banks are very timid and tepid to loan to churches, 1158 00:50:38,292 --> 00:50:41,583 so we want to keep our debt very low and we want to then 1159 00:50:41,667 --> 00:50:44,083 aggressively expand because now is actually a really wise time 1160 00:50:44,167 --> 00:50:47,083 to buy real estate if we're able to and to open these 1161 00:50:47,167 --> 00:50:48,583 new campuses as God enables us. 1162 00:50:48,667 --> 00:50:50,083 Who gives at Mars Hill? 1163 00:50:50,167 --> 00:50:51,750 Well, there's about 10,000 households-- 1164 00:50:51,833 --> 00:50:53,917 Single people are one household. Married people are another. 1165 00:50:54,000 --> 00:50:55,417 Let me say this as well. 1166 00:50:55,500 --> 00:50:58,792 You single people will have to constantly fight the idol of selfishness. 1167 00:50:58,875 --> 00:51:01,542 You come and go as you please, eat what you want, 1168 00:51:01,625 --> 00:51:03,792 do what you want, spend your money on yourself. 1169 00:51:03,875 --> 00:51:07,250 Sometimes it is that season of singleness where it is 1170 00:51:07,333 --> 00:51:09,708 the season of selfishness. 1171 00:51:09,792 --> 00:51:12,750 And so for us, a household could be a single person 1172 00:51:12,833 --> 00:51:14,292 or a married couple. 1173 00:51:14,375 --> 00:51:16,875 Out of about 10,000 households that call Mars Hill home 1174 00:51:16,958 --> 00:51:19,083 and attend at least a few times a month, 1175 00:51:19,167 --> 00:51:21,583 about three-quarters of them, it's got it listed there, 1176 00:51:21,667 --> 00:51:25,083 about 7,600 in the past year gave anything at any time. 1177 00:51:25,167 --> 00:51:28,250 This can be $1 on 1 day, up to those who regularly 1178 00:51:28,333 --> 00:51:31,167 and faithfully and generously give. 1179 00:51:31,250 --> 00:51:33,500 Additionally, I wanted to see this. 1180 00:51:33,583 --> 00:51:35,917 Before I talked to you about being faithful, 1181 00:51:36,000 --> 00:51:38,500 I wanted to see how we were being faithful. 1182 00:51:38,583 --> 00:51:40,917 The average adult at Mars Hill, 1183 00:51:41,000 --> 00:51:43,458 household gives about $1,800 a year. 1184 00:51:43,542 --> 00:51:46,000 The average deacon, and most of them are unpaid 1185 00:51:46,083 --> 00:51:48,208 and they're volunteers and community group leaders, 1186 00:51:48,292 --> 00:51:51,417 gives about 3 times what the average person does, 1187 00:51:51,500 --> 00:51:53,792 almost $5,300 a year. 1188 00:51:53,875 --> 00:51:55,750 And then the elders, the pastors, 1189 00:51:55,833 --> 00:51:58,417 the 40-plus men in that office, many of whom are unpaid 1190 00:51:58,500 --> 00:52:02,042 volunteers with outside job, though some of us are on staff, 1191 00:52:02,125 --> 00:52:06,750 give almost $9,000 a year, or about 5 times the average 1192 00:52:06,833 --> 00:52:09,167 of the regular person who attends. 1193 00:52:09,250 --> 00:52:10,917 Now here's why I tell you that. 1194 00:52:11,000 --> 00:52:12,750 Before I talk to you about giving, 1195 00:52:12,833 --> 00:52:14,750 I wanted to see, do our leaders give? 1196 00:52:14,833 --> 00:52:16,750 If not, we're all a bunch of hypocrites. 1197 00:52:16,833 --> 00:52:18,250 Why should I talk to you? 1198 00:52:18,333 --> 00:52:20,083 First I'd need to talk to them. 1199 00:52:20,167 --> 00:52:21,458 Here's the good news. 1200 00:52:21,542 --> 00:52:24,292 Hundreds of leaders, no problems. 1201 00:52:24,375 --> 00:52:26,375 No problems. 1202 00:52:26,458 --> 00:52:29,250 Your deacons, your elders, they're giving generously. 1203 00:52:29,333 --> 00:52:31,083 'Cause Jesus says, "Where your treasure is, 1204 00:52:31,167 --> 00:52:32,750 that's where your heart is." 1205 00:52:32,833 --> 00:52:34,417 And they're all in. 1206 00:52:34,500 --> 00:52:37,083 So my good, glad report to you is your leaders 1207 00:52:37,167 --> 00:52:38,792 are the most generous. 1208 00:52:38,875 --> 00:52:40,583 They love the church the most 1209 00:52:40,667 --> 00:52:42,375 and they make the biggest sacrifices. 1210 00:52:42,458 --> 00:52:45,292 That's wonderful. That's really good news. 1211 00:52:45,375 --> 00:52:47,458 You should be happier than you are. 1212 00:52:47,542 --> 00:52:49,375 I don't know what is going on. 1213 00:52:49,458 --> 00:52:52,042 All right. I was happy. 1214 00:52:52,125 --> 00:52:55,000 If it was like, "Hey, everybody in your church is named Judas 1215 00:52:55,083 --> 00:52:56,417 that's in leadership." 1216 00:52:56,500 --> 00:52:58,750 Well, that's a bummer. 1217 00:52:58,833 --> 00:53:00,250 Should I tithe? 1218 00:53:00,333 --> 00:53:01,958 Some of you say, "Should I tithe?" 1219 00:53:02,042 --> 00:53:03,375 You can. 1220 00:53:03,458 --> 00:53:05,125 It's more than 25%. 1221 00:53:05,208 --> 00:53:07,375 In fact, that would be great. 1222 00:53:07,458 --> 00:53:09,708 Ha ha. One guy laughed. 1223 00:53:09,792 --> 00:53:11,875 Okay. Here's tithe. 1224 00:53:11,958 --> 00:53:13,833 Tithe literally means a tenth. 1225 00:53:13,917 --> 00:53:15,750 In the Old Testament, the old covenant, 1226 00:53:15,833 --> 00:53:18,583 you would tithe 10% of your first fruits. 1227 00:53:18,667 --> 00:53:20,750 This is your gross, not your net. 1228 00:53:20,833 --> 00:53:24,500 You can't even give to God off of your gross as first fruits 1229 00:53:24,583 --> 00:53:27,750 today 'cause the government takes it before you do. 1230 00:53:27,833 --> 00:53:31,458 I learned this when I was a teenager and I got my first job 1231 00:53:31,542 --> 00:53:35,375 and I calculated the amount and I got my check and it was different. 1232 00:53:35,458 --> 00:53:38,292 The money was missing and someone named FICA took it. 1233 00:53:38,375 --> 00:53:40,292 I was like, "That is a new F-word. 1234 00:53:40,375 --> 00:53:44,292 Who is FICA and how did he get my money?" 1235 00:53:44,375 --> 00:53:46,042 Right? 1236 00:53:46,125 --> 00:53:49,917 They would give off of their gross, not their net, 1237 00:53:50,000 --> 00:53:53,417 10% for ministry, 10% for feasts and festivals, 1238 00:53:53,500 --> 00:53:57,417 3.3% to help the poor, and 2+% for miscellaneous 1239 00:53:57,500 --> 00:54:00,375 occasional offerings, culminating in a total 1240 00:54:00,458 --> 00:54:04,417 of about 25+% of gross income. 1241 00:54:04,500 --> 00:54:06,333 Wow, that's a lot. 1242 00:54:06,417 --> 00:54:08,417 That's a lot. 1243 00:54:08,500 --> 00:54:10,292 So what should you give? 1244 00:54:10,375 --> 00:54:12,500 You move to the New Testament, the new covenant. 1245 00:54:12,583 --> 00:54:15,500 You could study this and it'd be good in your community group 1246 00:54:15,583 --> 00:54:19,083 to do so with the book that Pastor Jamie graciously gave you. 1247 00:54:19,167 --> 00:54:20,458 2 Corinthians 8 and 9. 1248 00:54:20,542 --> 00:54:22,667 He basically lays out that giving should be regular. 1249 00:54:22,750 --> 00:54:24,875 That means if you get paid weekly, weekly's good. 1250 00:54:24,958 --> 00:54:26,583 If you get paid biweekly, biweekly's good. 1251 00:54:26,667 --> 00:54:29,083 If you're a salesperson who gets paid quarterly or bimonthly, 1252 00:54:29,167 --> 00:54:31,167 that works too. Whatever works for you. 1253 00:54:31,250 --> 00:54:33,917 Just regular, regular. 1254 00:54:34,000 --> 00:54:36,250 Sacrificial meaning whatever percentage 1255 00:54:36,333 --> 00:54:38,500 is sacrificial for you. 1256 00:54:38,583 --> 00:54:42,083 If you're a single mom who makes nothing, anything is generous. 1257 00:54:42,167 --> 00:54:45,500 We're not expecting you to carry the load. 1258 00:54:45,583 --> 00:54:48,708 In fact, the church and the members and the community groups 1259 00:54:48,792 --> 00:54:51,792 need to lovingly help and support you. 1260 00:54:51,875 --> 00:54:55,042 So what the percentage looks like for let's say a retiree 1261 00:54:55,125 --> 00:54:57,958 on a fixed income or someone who's working-class poor, 1262 00:54:58,042 --> 00:55:00,333 that number is going to be a small percentage 1263 00:55:00,417 --> 00:55:02,250 and that'd be sacrificial. 1264 00:55:02,333 --> 00:55:06,292 For someone who's very wealthy and affluent, 10% is nothing. 1265 00:55:06,375 --> 00:55:08,500 They wouldn't even feel it. 1266 00:55:08,583 --> 00:55:10,833 So they need to be more sacrificial. 1267 00:55:10,917 --> 00:55:12,542 So it's not an issue of percentage. 1268 00:55:12,625 --> 00:55:15,917 It's an issue of heart and what is sacrificial. 1269 00:55:16,000 --> 00:55:18,083 There are people in this church that 10%, 1270 00:55:18,167 --> 00:55:20,667 they wouldn't even feel it. 1271 00:55:20,750 --> 00:55:22,583 And it also needs to be cheerful. 1272 00:55:22,667 --> 00:55:24,250 You'd be happy about this. 1273 00:55:24,333 --> 00:55:27,917 This is not, "Okay, so how much of my money do I give to God?" 1274 00:55:28,000 --> 00:55:30,333 This is, "How much of God's money do I keep 1275 00:55:30,417 --> 00:55:33,083 and how much do I give away?" 1276 00:55:33,167 --> 00:55:35,750 This is a great thing. I don't know about you. 1277 00:55:35,833 --> 00:55:38,042 Most of my bills are not cheerful. 1278 00:55:38,125 --> 00:55:40,625 They're not cheerful. 1279 00:55:40,708 --> 00:55:43,583 But giving to God and to his people and seeing people meet 1280 00:55:43,667 --> 00:55:47,417 Jesus and seeing lives changed and seeing the opportunity 1281 00:55:47,500 --> 00:55:50,583 to make disciples and plant churches, that's cheerful. 1282 00:55:50,667 --> 00:55:53,750 That's a good thing. That's a kingdom investment. 1283 00:55:53,833 --> 00:55:57,625 These are people that are gonna be with us forever in the presence of Jesus. 1284 00:55:57,708 --> 00:55:59,417 That's a great investment. 1285 00:55:59,500 --> 00:56:01,958 Additionally, how is national giving? 1286 00:56:02,042 --> 00:56:06,083 Well, Protestants, 25% of us give jack squat. 1287 00:56:06,167 --> 00:56:07,958 Zero. 1288 00:56:08,042 --> 00:56:09,833 The average U.S. Protestant, 1289 00:56:09,917 --> 00:56:12,792 if you look at everyone, gives about 2.6%. 1290 00:56:12,875 --> 00:56:14,792 And some of them don't go to church, 1291 00:56:14,875 --> 00:56:17,375 so if you just look at the regular Protestant churchgoer, 1292 00:56:17,458 --> 00:56:21,042 they give about 6% off of their net, after-tax income. 1293 00:56:21,125 --> 00:56:24,125 That'll give you some measurement and comparison. 1294 00:56:24,208 --> 00:56:25,958 How much will we give? 1295 00:56:26,042 --> 00:56:27,500 I wanted to know this too. 1296 00:56:27,583 --> 00:56:30,500 Well, if we're telling people to give, how much do we give? 1297 00:56:30,583 --> 00:56:32,833 Mars Hill Church gives away 16% of our income. 1298 00:56:32,917 --> 00:56:34,875 Sixteen percent of our gross we give away. 1299 00:56:34,958 --> 00:56:39,833 We give away--this year, we've given away already $2.2 million. 1300 00:56:39,917 --> 00:56:42,833 Now with some other things we have teed up for the end 1301 00:56:42,917 --> 00:56:44,583 of the year and Mercy Ministry partners, 1302 00:56:44,667 --> 00:56:47,708 that could go $2.4, $2.5 million. 1303 00:56:47,792 --> 00:56:49,833 We give it away. 1304 00:56:49,917 --> 00:56:51,500 We like to give money away. 1305 00:56:51,583 --> 00:56:53,958 It's a good thing. 1306 00:56:54,042 --> 00:56:55,625 I'll give you one simple example. 1307 00:56:55,708 --> 00:56:59,958 I was preaching at a pregnancy resource center fundraiser, 1308 00:57:00,083 --> 00:57:03,167 where they have 4,000 young gals who are pregnant and broke 1309 00:57:03,250 --> 00:57:06,083 come through the doors every year, looking for help. 1310 00:57:06,167 --> 00:57:08,417 And this organization was struggling and they asked me 1311 00:57:08,500 --> 00:57:10,417 to come out and do their annual pitch 1312 00:57:10,500 --> 00:57:12,667 for their fundraising dinner. I put a suit on. 1313 00:57:12,750 --> 00:57:14,833 I was trying to look official, you know, like, 1314 00:57:14,917 --> 00:57:16,250 "Hey, please give generously." 1315 00:57:16,333 --> 00:57:19,083 And as I was teaching, I felt the Holy Spirit say, 1316 00:57:19,167 --> 00:57:20,792 "Mars Hill needs to give 'em $10,000," 1317 00:57:20,875 --> 00:57:22,792 'cause it was in Everett, we're gonna start 1318 00:57:22,875 --> 00:57:24,792 an Everett campus, it's our community now too. 1319 00:57:24,875 --> 00:57:27,458 So I called Pastor Jamie, or I texted him, I think. 1320 00:57:27,542 --> 00:57:29,208 I said, "Can we give 'em $10,000?" 1321 00:57:29,292 --> 00:57:30,583 He's like, "Sure." 1322 00:57:30,667 --> 00:57:33,333 So you guys gave 'em $10,000 and they're thankful for that. 1323 00:57:33,417 --> 00:57:36,333 It's just nice to be in a position that, as a church, 1324 00:57:36,417 --> 00:57:38,667 we can be generous. We live within our means. 1325 00:57:38,750 --> 00:57:40,833 We try and live off of a lean staff. 1326 00:57:40,917 --> 00:57:43,833 And as there are needs, we like to be a generous church. 1327 00:57:43,917 --> 00:57:47,125 It's a good thing. Actually, generous people are happy. 1328 00:57:47,208 --> 00:57:51,875 God so loved the world that he gave and God invites us to give, 1329 00:57:51,958 --> 00:57:54,667 to share in his joy. 1330 00:57:54,750 --> 00:57:57,292 God just wants us to share in his joy. 1331 00:57:57,375 --> 00:57:59,458 And we do that by sharing in giving. 1332 00:57:59,542 --> 00:58:03,583 And this is what it looks like over the last decade, money we've given away. 1333 00:58:03,667 --> 00:58:05,167 This is to help plant churches. 1334 00:58:05,250 --> 00:58:08,042 Three hundred and fifty churches have been planted in the U.S. 1335 00:58:08,125 --> 00:58:10,000 We're also planting in 13 other nations. 1336 00:58:10,083 --> 00:58:12,000 This is training pastors through the Resurgence. 1337 00:58:12,083 --> 00:58:14,167 You guys gave almost three-quarters of a million 1338 00:58:14,250 --> 00:58:15,958 dollars to relief efforts in Haiti. 1339 00:58:16,042 --> 00:58:18,292 I'll be going back down there in January. 1340 00:58:18,375 --> 00:58:20,500 Other churches followed suit, took special offerings. 1341 00:58:20,583 --> 00:58:22,917 Almost $3 million was raised. 1342 00:58:23,000 --> 00:58:25,583 We've also received a few million dollars of medical 1343 00:58:25,667 --> 00:58:27,875 supplies to furnish the clinics. 1344 00:58:27,958 --> 00:58:31,250 We're in process of building and rebuilding upwards 1345 00:58:31,333 --> 00:58:34,917 of 80 church buildings in Haiti for those who were devastated 1346 00:58:35,000 --> 00:58:36,583 by the earthquake. 1347 00:58:36,667 --> 00:58:38,083 It's really cool what God's doing. 1348 00:58:38,167 --> 00:58:40,208 We're honored to be a part of it. 1349 00:58:40,292 --> 00:58:42,250 This includes MicroMissions, where hundreds of thousands 1350 00:58:42,333 --> 00:58:44,917 of dollars is earmarked so the community groups can go out 1351 00:58:45,000 --> 00:58:48,375 and help the poor, those in their community, those who are suffering. 1352 00:58:48,458 --> 00:58:50,167 There's ministry to prostitutes on the street. 1353 00:58:50,250 --> 00:58:52,375 There are single moms who are getting groceries. 1354 00:58:52,458 --> 00:58:54,375 This also includes military ministry, 1355 00:58:54,458 --> 00:58:57,083 where we give books and resources away to the tune of 1356 00:58:57,167 --> 00:59:01,500 tens of thousands of dollars to soldiers in Afghanistan and Iraq 1357 00:59:01,583 --> 00:59:04,083 and serve them as they're defending freedom. 1358 00:59:04,167 --> 00:59:06,167 We like this. 1359 00:59:06,250 --> 00:59:08,750 It makes us happy. 1360 00:59:08,833 --> 00:59:10,667 It's great. 1361 00:59:10,750 --> 00:59:13,625 And I asked for that number to share with you 'cause, again, 1362 00:59:13,708 --> 00:59:16,458 if your leaders aren't giving and if your church isn't giving, 1363 00:59:16,542 --> 00:59:18,292 why in the world should you give? 1364 00:59:18,375 --> 00:59:21,292 And I'm really happy to report your leaders are giving and your 1365 00:59:21,375 --> 00:59:24,125 church is giving and we rejoice in God's grace to us. 1366 00:59:24,208 --> 00:59:27,042 And can we do more? Sure. Sure we can. 1367 00:59:27,125 --> 00:59:30,083 And we want to do more. And by God's grace, we will. 1368 00:59:30,167 --> 00:59:32,917 How to give? During the service, offering basket, 1369 00:59:33,000 --> 00:59:36,417 giving boxes in the foyer, online, marshillchurch.org/give. 1370 00:59:36,500 --> 00:59:39,083 You can mail it into the office and find the address 1371 00:59:39,167 --> 00:59:40,917 on the Web site. 1372 00:59:41,000 --> 00:59:43,083 Stock, real estate, automatic withdrawal. 1373 00:59:43,167 --> 00:59:46,083 You can go ahead and find that by sending an e-mail to 1374 00:59:46,167 --> 00:59:48,167 giving@marshillchurch.org. 1375 00:59:48,250 --> 00:59:51,000 And let me close with this before we take our offering. 1376 00:59:51,083 --> 00:59:53,000 I'm gonna give you a chance to respond. 1377 00:59:53,083 --> 00:59:55,292 But before we do, you have in your seat 1378 00:59:55,375 --> 00:59:58,042 or somewhere near it a Sharpie pen. 1379 00:59:58,125 --> 01:00:00,292 Now what is this for? Okay. 1380 01:00:00,375 --> 01:00:04,583 What do you use for the spending of most of your wealth? 1381 01:00:04,667 --> 01:00:07,500 Do you use a credit card, a debit card, a checkbook? 1382 01:00:07,583 --> 01:00:10,875 Is it a wallet? Please take it out now. 1383 01:00:10,958 --> 01:00:15,083 I'm not going to take it from you. You can trust me. 1384 01:00:15,167 --> 01:00:18,875 Just take it out, grab your Sharpie pen, and put on it this. 1385 01:00:18,958 --> 01:00:21,917 Luke 12:21 with a question mark. 1386 01:00:22,000 --> 01:00:25,042 Put that on your debit card. Put that on your credit card. 1387 01:00:25,125 --> 01:00:26,583 Put that on your wallet. 1388 01:00:26,667 --> 01:00:28,917 Put that on your checkbook-- just write it down. 1389 01:00:29,000 --> 01:00:30,958 Luke 12:21 with a question mark. 1390 01:00:31,042 --> 01:00:33,833 And the question is, will you be rich toward God? 1391 01:00:33,917 --> 01:00:36,500 The average American in their lifetime will earn 1392 01:00:36,583 --> 01:00:38,792 about $2 million. 1393 01:00:38,875 --> 01:00:42,542 If you have a degree, live near a city, you'll make more than that. 1394 01:00:42,625 --> 01:00:45,083 The average person at Mars Hill will make let's say 1395 01:00:45,167 --> 01:00:46,750 $3 million. 1396 01:00:46,833 --> 01:00:49,583 If it's a two-income household, you'll make $5 or $6 million 1397 01:00:49,667 --> 01:00:53,167 plus inheritance and whatever else you get in today's dollars. 1398 01:00:53,250 --> 01:00:55,500 So passing through our hand in the ensuing years 1399 01:00:55,583 --> 01:00:57,833 will be millions of dollars. 1400 01:00:57,917 --> 01:01:01,083 Just this year, if you take all the people at Mars Hill and 1401 01:01:01,167 --> 01:01:04,458 a very conservative estimate of what our total income revenue 1402 01:01:04,542 --> 01:01:08,250 will be as a church, 10,000 people, 1403 01:01:08,333 --> 01:01:13,708 it is the same as the nation of Tonga. 1404 01:01:13,792 --> 01:01:18,333 Our gross domestic product is the same as a small nation. 1405 01:01:18,417 --> 01:01:22,333 And every day, we're going to vote one dollar at a time 1406 01:01:22,417 --> 01:01:26,042 as to whether or not we will be faithful toward God. 1407 01:01:26,125 --> 01:01:29,792 So I want you to write on there Luke 12:21 with a question mark. 1408 01:01:29,875 --> 01:01:33,083 And then when you go to spend that money, just be asking, 1409 01:01:33,167 --> 01:01:37,083 "Am I being a fool or am I being rich toward God?" 1410 01:01:37,167 --> 01:01:40,750 And we vote every day with every dollar. 1411 01:01:40,833 --> 01:01:42,583 I'm gonna pray for us. 1412 01:01:42,667 --> 01:01:45,750 Father God, I pray for us that we would be rich toward you 1413 01:01:45,833 --> 01:01:48,417 spiritually, having faith in the Lord Jesus, 1414 01:01:48,500 --> 01:01:51,458 who is our ransom and pays our debt, 1415 01:01:51,542 --> 01:01:54,667 that we would be rich toward you, Lord God, financially, 1416 01:01:54,750 --> 01:01:58,000 that we would not be concerned about being rich or poor, 1417 01:01:58,083 --> 01:02:01,875 but instead about being righteous and unrighteous. 1418 01:02:01,958 --> 01:02:04,750 God, for those who are rich, I pray that they 1419 01:02:04,833 --> 01:02:06,625 would be generous. 1420 01:02:06,708 --> 01:02:09,708 For those who are poor, I pray that they would be generous. 1421 01:02:09,792 --> 01:02:11,917 And God, I pray for those who are poor, 1422 01:02:12,000 --> 01:02:14,750 that as they are generous, one day you could trust them 1423 01:02:14,833 --> 01:02:17,583 with riches, not so that they could be rich, 1424 01:02:17,667 --> 01:02:21,792 but so that they could be good worshipers and great stewards, 1425 01:02:21,875 --> 01:02:25,417 that they could generously do more to help the poor, 1426 01:02:25,500 --> 01:02:29,208 that they could fund the work of the gospel and the planting of churches. 1427 01:02:29,292 --> 01:02:31,333 God, we share in your joy as we give, 1428 01:02:31,417 --> 01:02:34,958 so please bless our offering and please bless our ensuing 1429 01:02:35,042 --> 01:02:39,125 decision-making as we have some big decisions to make 1430 01:02:39,208 --> 01:02:41,708 as to whether or not we will worship wealth 1431 01:02:41,792 --> 01:02:44,042 or worship with our wealth in Jesus' name. 1432 01:02:44,125 --> 01:02:45,542 Amen.